# What Happens If You Retire at the Wrong Time? Part 2 - Sequence of Returns Risk

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Text version: https://stenobird.com/podcast/retirement-quick-tips-with-ashley-761861/what-happens-if-you-retire-at-the-wrong-time-part-2-sequence-of-returns-risk.md
Podcast: [Retirement Quick Tips with Ashley](https://stenobird.com/podcast/retirement-quick-tips-with-ashley-761861)
Published: 2026-05-05T08:15:00+00:00
Episode link: https://retirementtip.libsyn.com/what-happens-if-you-retire-at-the-wrong-time-part-2-sequence-of-returns-risk
Audio file: https://traffic.libsyn.com/secure/retirementtip/Ep2585_-_Edited.mp3?dest-id=866828
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Duration seconds: 343

## Resource

Most people think about investment risk in terms of averages. If your portfolio earns 7 percent on average over 30 years, you should be fine, right? Not necessarily. Sequence of returns risk is the danger that the timing of your returns, not just the average, can make or break your retirement.

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## Transcript

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