# Retirement Tax Traps: Medicare Surcharges (IRMAA)

Page: https://stenobird.com/podcast/retirement-quick-tips-with-ashley-761861/retirement-tax-traps-medicare-surcharges-irmaa
Text version: https://stenobird.com/podcast/retirement-quick-tips-with-ashley-761861/retirement-tax-traps-medicare-surcharges-irmaa.md
Podcast: [Retirement Quick Tips with Ashley](https://stenobird.com/podcast/retirement-quick-tips-with-ashley-761861)
Published: 2026-04-08T08:15:00+00:00
Episode link: https://retirementtip.libsyn.com/retirement-tax-traps-medicare-surcharges-irmaa
Audio file: https://traffic.libsyn.com/secure/retirementtip/Ep2570_-_Edited.mp3?dest-id=866828
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JSON: https://stenobird.com/v1/public/podcasts/retirement-quick-tips-with-ashley-761861/episodes/retirement-tax-traps-medicare-surcharges-irmaa
Duration seconds: 330

## Resource

This week's theme on the Retirement Quick Tips podcast is The Hidden Tax Traps in RetirementToday, I'm talking about IRMAA (Income-Related Monthly Adjustment Amount). It's an additional surcharge added to Medicare Part B and Part D premiums if you have higher income. IF you're single, IRMAA kicks in above $109k in income. If you're married, it kicks in above $218 of income.

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## Transcript

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