# Episode 87: Susan from Edison Park, Chicago asks: "I've got about $1.8 million saved in my IRA and 401(k). If tax rates are scheduled to i Page: https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-87-susan-from-edison-park-chicago-asks-i-ve-got-about-1-8-million-saved-in-my-ira-and-401-k-if-tax-rates-are-scheduled-to-i Text version: https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-87-susan-from-edison-park-chicago-asks-i-ve-got-about-1-8-million-saved-in-my-ira-and-401-k-if-tax-rates-are-scheduled-to-i.md Podcast: [Retirement Decoded Podcast](https://stenobird.com/podcast/retirement-decoded-podcast-7121619) Published: 2026-07-20T10:00:03+00:00 Episode link: https://www.spreaker.com/episode/episode-87-susan-from-edison-park-chicago-asks-i-ve-got-about-1-8-million-saved-in-my-ira-and-401-k-if-tax-rates-are-scheduled-to-i--72747977 Audio file: https://api.spreaker.com/download/episode/72747977/podcast_episode_87_final_jc.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/retirement-decoded-podcast-7121619/episodes/episode-87-susan-from-edison-park-chicago-asks-i-ve-got-about-1-8-million-saved-in-my-ira-and-401-k-if-tax-rates-are-scheduled-to-i Duration seconds: 1588 ## Resource Get on our phone calendar at https://TuckerRetirement.com Susan from Edison Park asks whether now is the right time to begin Roth conversions before potential tax increases. Scott explains how Roth conversions work and why waiting could result in significantly higher lifetime taxes for some retirees. Watch more episodes at https://TuckerYouTube.com ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/retirement-decoded-podcast-7121619/episodes/episode-87-susan-from-edison-park-chicago-asks-i-ve-got-about-1-8-million-saved-in-my-ira-and-401-k-if-tax-rates-are-scheduled-to-i/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-87-susan-from-edison-park-chicago-asks-i-ve-got-about-1-8-million-saved-in-my-ira-and-401-k-if-tax-rates-are-scheduled-to-i.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.