# Episode 78: Linda from Northbrook asks: “Are tax rates really going up after 2028—and what should I do now?”

Page: https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-78-linda-from-northbrook-asks-are-tax-rates-really-going-up-after-2028-and-what-should-i-do-now
Text version: https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-78-linda-from-northbrook-asks-are-tax-rates-really-going-up-after-2028-and-what-should-i-do-now.md
Podcast: [Retirement Decoded Podcast](https://stenobird.com/podcast/retirement-decoded-podcast-7121619)
Published: 2026-05-18T10:00:03+00:00
Episode link: https://www.spreaker.com/episode/episode-78-linda-from-northbrook-asks-are-tax-rates-really-going-up-after-2028-and-what-should-i-do-now--71875403
Audio file: https://api.spreaker.com/download/episode/71875403/podcast_episode_78_final_jc.mp3
Processing state: not_requested
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Duration seconds: 1499

## Resource

Get on our phone calendar at https://TuckerRetirement.com . Linda from Northbrook is hearing a lot about “tax rates going up,” but isn’t sure what that actually means for her retirement plan. In this episode, Scott breaks down what’s scheduled to change after 2028, why waiting could be costly, and how proactive tax planning—beyond just Roth conversions—can help reduce lifetime tax exposure. If you’re approaching retirement and wondering whether you should act now or wait, this episode gives you a clear framework to think it through. Watch this podcast on YouTube at https://TuckerYouTube.com .

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## Transcript

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