# Episode 77: Sarah from Arlington Heights asks: “How do I make sure I don’t run out of money if the market crashes right after I retire?”

Page: https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-77-sarah-from-arlington-heights-asks-how-do-i-make-sure-i-don-t-run-out-of-money-if-the-market-crashes-right-after-i-retire
Text version: https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-77-sarah-from-arlington-heights-asks-how-do-i-make-sure-i-don-t-run-out-of-money-if-the-market-crashes-right-after-i-retire.md
Podcast: [Retirement Decoded Podcast](https://stenobird.com/podcast/retirement-decoded-podcast-7121619)
Published: 2026-05-11T10:00:02+00:00
Episode link: https://www.spreaker.com/episode/episode-77-sarah-from-arlington-heights-asks-how-do-i-make-sure-i-don-t-run-out-of-money-if-the-market-crashes-right-after-i-retire--71352753
Audio file: https://api.spreaker.com/download/episode/71352753/podcast_episode_77_final_jc.mp3
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JSON: https://stenobird.com/v1/public/podcasts/retirement-decoded-podcast-7121619/episodes/episode-77-sarah-from-arlington-heights-asks-how-do-i-make-sure-i-don-t-run-out-of-money-if-the-market-crashes-right-after-i-retire
Duration seconds: 1419

## Resource

Get on our phone calendar at https://TuckerRetirement.com . Sarah is 65 and about to retire this year. Her biggest fear is a market downturn early in retirement—the kind that could permanently damage her portfolio if she’s forced to take withdrawals at the wrong time. She wants to know how to protect against sequence-of-returns risk, whether she should shift more to cash or income-producing assets, and how to build a plan that can weather a major downturn. Watch this podcast on YouTube at https://TuckerYouTube.com .

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## Transcript

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