# Episode 73: Angela from Lincoln Square asks: “Should I Convert My IRA to a Roth Before Taxes Go Up?” Page: https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-73-angela-from-lincoln-square-asks-should-i-convert-my-ira-to-a-roth-before-taxes-go-up Text version: https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-73-angela-from-lincoln-square-asks-should-i-convert-my-ira-to-a-roth-before-taxes-go-up.md Podcast: [Retirement Decoded Podcast](https://stenobird.com/podcast/retirement-decoded-podcast-7121619) Published: 2026-04-13T10:00:02+00:00 Episode link: https://www.spreaker.com/episode/episode-73-angela-from-lincoln-square-asks-should-i-convert-my-ira-to-a-roth-before-taxes-go-up--70859099 Audio file: https://api.spreaker.com/download/episode/70859099/podcast_episode_73_final_jc.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/retirement-decoded-podcast-7121619/episodes/episode-73-angela-from-lincoln-square-asks-should-i-convert-my-ira-to-a-roth-before-taxes-go-up Duration seconds: 1540 ## Resource Angela from Lincoln Square has been hearing a lot about Roth conversions and is wondering whether she should convert part of her traditional IRA before future tax rates potentially rise. Scott explains how Roth conversions work, when they can make sense, and when they can backfire. He also covers the importance of timing, tax brackets, and how converting too much in one year could trigger unintended tax consequences. Get on Scott’s phone calendar, for free, at TuckerRetirement.com . Watch this podcast episode at TuckerYouTube.com . ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/retirement-decoded-podcast-7121619/episodes/episode-73-angela-from-lincoln-square-asks-should-i-convert-my-ira-to-a-roth-before-taxes-go-up/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-73-angela-from-lincoln-square-asks-should-i-convert-my-ira-to-a-roth-before-taxes-go-up.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.