# Episode 61: Linda Asks: How Do We Control Taxes When RMDs and Social Security Start?

Page: https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-61-linda-asks-how-do-we-control-taxes-when-rmds-and-social-security-start
Text version: https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-61-linda-asks-how-do-we-control-taxes-when-rmds-and-social-security-start.md
Podcast: [Retirement Decoded Podcast](https://stenobird.com/podcast/retirement-decoded-podcast-7121619)
Published: 2026-01-19T11:00:08+00:00
Episode link: https://www.spreaker.com/episode/episode-61-linda-asks-how-do-we-control-taxes-when-rmds-and-social-security-start--69359070
Audio file: https://api.spreaker.com/download/episode/69359070/retirement_decoded_podcast_episode_61_final.mp3
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JSON: https://stenobird.com/v1/public/podcasts/retirement-decoded-podcast-7121619/episodes/episode-61-linda-asks-how-do-we-control-taxes-when-rmds-and-social-security-start
Duration seconds: 1563

## Resource

Many retirees are shocked to discover they’re paying more in taxes after retirement than before. In this episode, Scott responds to Linda’s question about managing taxes when most savings are in pre-tax retirement accounts. You’ll learn how required minimum distributions and Social Security can stack together, why tax brackets can rise unexpectedly, and why having a strategy to control income timing is a critical part of a successful retirement plan. Want a tax-smart retirement income plan? Get on our phone calendar at TuckerRetirement.com .

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## Transcript

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