# Episode 57: Karen asks, “How do Qualified Charitable Distributions really work with RMDs?”

Page: https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-57-karen-asks-how-do-qualified-charitable-distributions-really-work-with-rmds
Text version: https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-57-karen-asks-how-do-qualified-charitable-distributions-really-work-with-rmds.md
Podcast: [Retirement Decoded Podcast](https://stenobird.com/podcast/retirement-decoded-podcast-7121619)
Published: 2025-12-22T11:00:07+00:00
Episode link: https://www.spreaker.com/episode/episode-57-karen-asks-how-do-qualified-charitable-distributions-really-work-with-rmds--68453065
Audio file: https://api.spreaker.com/download/episode/68453065/retirement_decoded_podcast_episode_57_final_rev.mp3
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Duration seconds: 1455

## Resource

Turning 73 means RMDs are officially on the table — but what if you could satisfy your requirement and cut your tax bill? Scott Tucker explains how Qualified Charitable Distributions (QCDs) work, why they matter under today’s tax rules, and how to avoid common mistakes that trigger unwanted income tax. Listener Karen asks if sending her RMD directly to charity really helps — and the answer could reshape her retirement giving strategy. If you’re 73 or older, this episode is a must-listen. Get on our phone calendar, for free, at TuckerRetirement.com .

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## Transcript

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