# Retirement Decoded Podcast Page: https://stenobird.com/podcast/retirement-decoded-podcast-7121619 Text version: https://stenobird.com/podcast/retirement-decoded-podcast-7121619.md RSS feed: https://www.spreaker.com/show/6431802/episodes/feed Official site: https://www.spreaker.com/podcast/retirement-decoded-podcast--6431802 Author: Scott Tucker Episodes: 88 ## Resource Welcome to Retirement Decoded with your host, Scott Tucker —where we break down the complexities of retirement planning to give you clear, actionable advice. Whether you’re just starting out or getting ready to retire, Scott’s here to help you make informed decisions and preserve your financial future. Tune in each week as we help simplify the process and decode the path to a confident retirement. Disclosure: Insurance products are offered through the insurance business Scott Tucker Solutions, Inc. Scott Tucker Solutions, Inc is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM) , a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Scott Tucker Solutions, Inc are not subject to Investment Adviser requirements. ## Machine-readable JSON: https://stenobird.com/v1/public/podcasts/retirement-decoded-podcast-7121619 Markdown: https://stenobird.com/podcast/retirement-decoded-podcast-7121619.md ## Episodes - [Episode 88: Karen from The Glen, Glenview asks: "My husband and I have saved well for retirement, but nearly all of our money is in traditi](https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-88-karen-from-the-glen-glenview-asks-my-husband-and-i-have-saved-well-for-retirement-but-nearly-all-of-our-money-is-in-traditi) — 2026-07-27T10:00:02+00:00 - [Episode 87: Susan from Edison Park, Chicago asks: "I've got about $1.8 million saved in my IRA and 401(k). If tax rates are scheduled to i](https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-87-susan-from-edison-park-chicago-asks-i-ve-got-about-1-8-million-saved-in-my-ira-and-401-k-if-tax-rates-are-scheduled-to-i) — 2026-07-20T10:00:03+00:00 - [Episode 86: Michelle from The Glen in Glenview asks: “What’s the biggest mistake people make with inherited IRAs after the SECURE Act?”](https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-86-michelle-from-the-glen-in-glenview-asks-what-s-the-biggest-mistake-people-make-with-inherited-iras-after-the-secure-act) — 2026-07-13T10:00:05+00:00 - [Episode 85: Jennifer from the South Loop in downtown Chicago asks: “Should I pay off my mortgage before I retire, or keep the money invested](https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-85-jennifer-from-the-south-loop-in-downtown-chicago-asks-should-i-pay-off-my-mortgage-before-i-retire-or-keep-the-money-invested) — 2026-07-06T10:00:02+00:00 - [Episode 84: Lisa from Lincoln Park on Chicago’s North Side asks: “How can retirees protect themselves if Congress raises taxes again in the](https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-84-lisa-from-lincoln-park-on-chicago-s-north-side-asks-how-can-retirees-protect-themselves-if-congress-raises-taxes-again-in-the) — 2026-06-29T10:00:02+00:00 - [Episode 83: Laura from The Glen in Glenview asks: “What mistakes do recent retirees make in the first year after leaving work?”](https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-83-laura-from-the-glen-in-glenview-asks-what-mistakes-do-recent-retirees-make-in-the-first-year-after-leaving-work) — 2026-06-22T10:00:03+00:00 - [Episode 82: Jennifer from Edison Park on Chicago’s North Side asks: “Should I keep working a few more years even if I can already afford to](https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-82-jennifer-from-edison-park-on-chicago-s-north-side-asks-should-i-keep-working-a-few-more-years-even-if-i-can-already-afford-to) — 2026-06-15T10:00:02+00:00 - [Episode 81: Michelle from Scarsdale in Arlington Heights asks: “How do retirees avoid becoming a burden on their adult children later?”](https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-81-michelle-from-scarsdale-in-arlington-heights-asks-how-do-retirees-avoid-becoming-a-burden-on-their-adult-children-later) — 2026-06-08T10:00:03+00:00 - [Episode 80: Michelle from Glenview asks: “What happens if the market crashes right after I retire—am I in trouble?”](https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-80-michelle-from-glenview-asks-what-happens-if-the-market-crashes-right-after-i-retire-am-i-in-trouble) — 2026-06-01T10:00:02+00:00 - [Episode 79: Karen from Arlington Heights asks: “If Illinois estate tax kicks in at $4 million, how do I avoid getting hit?”](https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-79-karen-from-arlington-heights-asks-if-illinois-estate-tax-kicks-in-at-4-million-how-do-i-avoid-getting-hit) — 2026-05-25T10:00:02+00:00 - [Episode 78: Linda from Northbrook asks: “Are tax rates really going up after 2028—and what should I do now?”](https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-78-linda-from-northbrook-asks-are-tax-rates-really-going-up-after-2028-and-what-should-i-do-now) — 2026-05-18T10:00:03+00:00 - [Episode 77: Sarah from Arlington Heights asks: “How do I make sure I don’t run out of money if the market crashes right after I retire?”](https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-77-sarah-from-arlington-heights-asks-how-do-i-make-sure-i-don-t-run-out-of-money-if-the-market-crashes-right-after-i-retire) — 2026-05-11T10:00:02+00:00 - [Episode 76: Lisa from Glenview asks: “Are we going to get hit with Illinois estate tax even if we’re under $10 million?”](https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-76-lisa-from-glenview-asks-are-we-going-to-get-hit-with-illinois-estate-tax-even-if-we-re-under-10-million) — 2026-05-04T10:00:03+00:00 - [Episode 75: Mary from Park Ridge asks: “Should I convert to a Roth before the tax rates go up?”](https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-75-mary-from-park-ridge-asks-should-i-convert-to-a-roth-before-the-tax-rates-go-up) — 2026-04-27T10:00:02+00:00 - [Episode 74: Karen from Naperville asks: “How Do I Protect My Retirement Savings from a Market Crash?”](https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-74-karen-from-naperville-asks-how-do-i-protect-my-retirement-savings-from-a-market-crash) — 2026-04-20T10:00:02+00:00 - [Episode 73: Angela from Lincoln Square asks: “Should I Convert My IRA to a Roth Before Taxes Go Up?”](https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-73-angela-from-lincoln-square-asks-should-i-convert-my-ira-to-a-roth-before-taxes-go-up) — 2026-04-13T10:00:02+00:00 - [Episode 72: Debbie from Park Ridge asks: “Should I Pay Off My Mortgage Before I Retire?”](https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-72-debbie-from-park-ridge-asks-should-i-pay-off-my-mortgage-before-i-retire) — 2026-04-06T10:00:02+00:00 - [Episode 71: Listener Question from Karen: How Much Can I Safely Withdraw in Retirement?](https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-71-listener-question-from-karen-how-much-can-i-safely-withdraw-in-retirement) — 2026-03-30T10:00:02+00:00 - [Episode 70: Listener Question from Susan: Should I Move to Cash Because the Market Feels Risky?](https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-70-listener-question-from-susan-should-i-move-to-cash-because-the-market-feels-risky) — 2026-03-23T10:00:02+00:00 - [Episode 69: Listener Question from Linda: Should I Take Social Security at 62 or Wait?](https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-69-listener-question-from-linda-should-i-take-social-security-at-62-or-wait) — 2026-03-16T10:00:02+00:00 - [Episode 68: Brian asks: “How do I protect my retirement income if I live longer than expected?”](https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-68-brian-asks-how-do-i-protect-my-retirement-income-if-i-live-longer-than-expected) — 2026-03-09T10:00:02+00:00 - [Episode 67: Susan asks: “Should I be moving money out of my 401(k) now that I’m retired?”](https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-67-susan-asks-should-i-be-moving-money-out-of-my-401-k-now-that-i-m-retired) — 2026-03-02T11:00:05+00:00 - [Episode 66: Kevin asks: “Is it risky to retire in a year when the market is at or near all-time highs?”](https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-66-kevin-asks-is-it-risky-to-retire-in-a-year-when-the-market-is-at-or-near-all-time-highs) — 2026-02-23T11:00:02+00:00 - [Episode 65: Dave asks: “How Do I Reduce Risk Five Years Before Retirement Without Going Too Conservative?”](https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-65-dave-asks-how-do-i-reduce-risk-five-years-before-retirement-without-going-too-conservative) — 2026-02-16T11:00:03+00:00 - [Episode 64: Linda asks: “How Do We Control Taxes When RMDs and Social Security Start?”](https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-64-linda-asks-how-do-we-control-taxes-when-rmds-and-social-security-start) — 2026-02-09T11:00:02+00:00 - [Episode 63: Mark asks: “How Bad Is the Illinois Estate Tax If You’re Just Over $4 Million?”](https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-63-mark-asks-how-bad-is-the-illinois-estate-tax-if-you-re-just-over-4-million) — 2026-02-02T11:00:08+00:00 - [Episode 62: Dave Asks: How Do I Reduce Risk Five Years Before Retirement Without Going Too Conservative?](https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-62-dave-asks-how-do-i-reduce-risk-five-years-before-retirement-without-going-too-conservative) — 2026-01-26T11:00:09+00:00 - [Episode 61: Linda Asks: How Do We Control Taxes When RMDs and Social Security Start?](https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-61-linda-asks-how-do-we-control-taxes-when-rmds-and-social-security-start) — 2026-01-19T11:00:08+00:00 - [Episode 60: Mark Asks: How Bad Is the Illinois Estate Tax If You’re Just Over $4 Million?](https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-60-mark-asks-how-bad-is-the-illinois-estate-tax-if-you-re-just-over-4-million) — 2026-01-12T11:00:08+00:00 - [Episode 59: Denise asks, “What’s the smartest way to start transferring wealth to our kids?”](https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-59-denise-asks-what-s-the-smartest-way-to-start-transferring-wealth-to-our-kids) — 2026-01-05T11:00:07+00:00 - [Episode 58: Mark asks, “How can I keep steady income in retirement without sitting in cash?”](https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-58-mark-asks-how-can-i-keep-steady-income-in-retirement-without-sitting-in-cash) — 2025-12-29T11:00:07+00:00 - [Episode 57: Karen asks, “How do Qualified Charitable Distributions really work with RMDs?”](https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-57-karen-asks-how-do-qualified-charitable-distributions-really-work-with-rmds) — 2025-12-22T11:00:07+00:00 - [Episode 56: Karen asks how to adapt when markets or tax laws change...](https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-56-karen-asks-how-to-adapt-when-markets-or-tax-laws-change) — 2025-12-15T11:00:07+00:00 - [Episode 55: Linda's question: How to enjoy retirement today without jeopardizing tomorrow...](https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-55-linda-s-question-how-to-enjoy-retirement-today-without-jeopardizing-tomorrow) — 2025-12-08T11:00:07+00:00 ## Actions Episode pages expose an explicit `request_transcript` action. 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