# The 4% Rule Is A Terrible Retirement Income Strategy (Here's Why)

Page: https://stenobird.com/podcast/retirement-answers-5918904/the-4-rule-is-a-terrible-retirement-income-strategy-here-s-why
Text version: https://stenobird.com/podcast/retirement-answers-5918904/the-4-rule-is-a-terrible-retirement-income-strategy-here-s-why.md
Podcast: [Retirement Answers](https://stenobird.com/podcast/retirement-answers-5918904)
Published: 2026-05-29T11:17:03+00:00
Episode link: https://share.transistor.fm/s/6e6cf4e7
Audio file: https://media.transistor.fm/6e6cf4e7/f87e71e8.mp3
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JSON: https://stenobird.com/v1/public/podcasts/retirement-answers-5918904/episodes/the-4-rule-is-a-terrible-retirement-income-strategy-here-s-why
Duration seconds: 817

## Resource

Have you ever wondered if certain beliefs or rules of thumb about retirement could actually jeopardize your future instead of secure it? In this episode, Jacob breaks down the 4% and why it doesn't make sense in real life. 👉 Book a call with me: https://www.rivertreewealth.com/get-started ✅ Get your Important Numbers 2025 PDF here: https://www.rivertreewealth.com/2025-important-numbers Email: jacob@rivertreewealth.com Website: https://www.rivertreewealth.com LinkedIn: https://www.linkedin.com/in/jacobduke Jacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the Retirement Answers podcast. DISCLAIMER: This should not be taken as tax, legal, or investment advice. All content is for educational purposes only.

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## Transcript

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