# Year-End Planning: The Basics of Charitable Giving

Page: https://stenobird.com/podcast/retirement-answer-man-391124/year-end-planning-the-basics-of-charitable-giving
Text version: https://stenobird.com/podcast/retirement-answer-man-391124/year-end-planning-the-basics-of-charitable-giving.md
Podcast: [Retirement Answer Man](https://stenobird.com/podcast/retirement-answer-man-391124)
Published: 2025-12-24T09:00:00+00:00
Episode link: https://share.transistor.fm/s/027cdcd8
Audio file: https://media.transistor.fm/027cdcd8/e20f9ed0.mp3
Processing state: not_requested
JSON: https://stenobird.com/v1/public/podcasts/retirement-answer-man-391124/episodes/year-end-planning-the-basics-of-charitable-giving
Duration seconds: 2784

## Resource

In this Christmas Eve episode, Roger Whitney explores the basics of charitable giving as part of an intentional retirement plan, with a timely focus on year-end decisions. He explains how charitable deductions work, common planning mistakes to avoid, and why generosity is most effective when paired with a resilient financial plan. Roger also shares a Rocking Retirement in the Wild story from a listener who is actively living a purpose-filled retirement, reflects on the corporate language we can leave behind when we retire, and answers listener questions on retirement readiness, gifting inheritance early, and the risks of relying on high-yield bonds for retirement income. He closes the episode with personal reflections on lessons learned, reminding listeners how to keep retirement simple, resilient, and meaningful while making a positive impact on others. OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN (00:00) This show is dedicated to helping you not just survive retirement, but confidently lean in and rock it. (00:20) Roger introduces a Christmas Eve episode focused on charitable giving, listener stories, answering questions, and reflecting on intentional retirement living. RETIREMENT TOOLKIT (03:45) Roger walks through the basics of charitable giving, including qualified charities, documentation requirements, and how deductions work with standard versus itemized returns. (07:55) Year-end timing rules for checks, credit cards, stock transfers, and donor-advised funds. ROCKIN’ RETIREMENT IN THE WILD (09:30) A listener shares how, at 67, he backpacked 121 miles through Maine’s 100-Mile Wilderness, reconnecting with longtime friends and staying physically engaged in retirement. (12:28) Roger reflects on why rocking retirement doesn’t have to be impressive—only meani…

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## Transcript

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