# How Long Will You Live After Retirement?

Page: https://stenobird.com/podcast/retirement-answer-man-391124/how-long-will-you-live-after-retirement
Text version: https://stenobird.com/podcast/retirement-answer-man-391124/how-long-will-you-live-after-retirement.md
Podcast: [Retirement Answer Man](https://stenobird.com/podcast/retirement-answer-man-391124)
Published: 2026-04-29T08:00:00+00:00
Episode link: https://share.transistor.fm/s/7ad822aa
Audio file: https://media.transistor.fm/7ad822aa/7b064862.mp3
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JSON: https://stenobird.com/v1/public/podcasts/retirement-answer-man-391124/episodes/how-long-will-you-live-after-retirement
Duration seconds: 3468

## Resource

Roger Whitney explores one of the most overlooked variables in retirement planning: longevity, and how assuming you’ll live too long can quietly force you to save more, spend less, and potentially miss out on life. Through a conversation with Dr. Bobby Du Bois, he challenges default planning assumptions, walks through the real trade-offs, and introduces a practical way to think about lifespan so you can better align your money with how you actually want to live. OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN (00:00) This show is dedicated to helping you not just survive retirement, but have the confidence to lean in and rock it. (01:13) Roger introduces the idea that we plan heavily for running out of money but rarely consider the probability of running out of life. (02:04) Roger recognizes everyone who reached out about Sherlock’s passing and plays an audio message from a listener. ROCKING RETIREMENT IN THE WILD (03:50) Jerry shares how returning to backpacking in retirement helped him reconnect with friends and stay physically and mentally engaged. PRACTICAL PLANNING SEGMENT WITH DR. BOBBY (05:50) Roger and Dr. Bobby explore why longevity assumptions are often flawed and how they directly impact how much money you think you need. (23:54) The conversation shifts to the limits of predicting lifespan and the emotional and behavioral implications of trying to do so. (29:55) Real-life examples illustrate how longevity assumptions influence major life decisions like when to retire and how to spend your time. ROGER’S LONGEVITY FRAMEWORK (35:25) Roger introduces a practical approach to making more thoughtful longevity assumptions without overcomplicating the process. SMART SPRINT (53:10) Use a simple longevity calculator to form a baseline assumption and decide how con…

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## Transcript

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