# Episode 115 - Insurance Uncovered: Tips from Scott Labarowski of Horizon First Page: https://stenobird.com/podcast/retire-y-all-charleston-1025831/episode-115-insurance-uncovered-tips-from-scott-labarowski-of-horizon-first Text version: https://stenobird.com/podcast/retire-y-all-charleston-1025831/episode-115-insurance-uncovered-tips-from-scott-labarowski-of-horizon-first.md Podcast: [Retire Y'all Charleston](https://stenobird.com/podcast/retire-y-all-charleston-1025831) Published: 2025-08-08T08:00:08+00:00 Episode link: https://www.spreaker.com/episode/episode-115-insurance-uncovered-tips-from-scott-labarowski-of-horizon-first--67248580 Audio file: https://api.spreaker.com/download/episode/67248580/retire_y_all_podcast_episode_115_scott_labarowski.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/retire-y-all-charleston-1025831/episodes/episode-115-insurance-uncovered-tips-from-scott-labarowski-of-horizon-first Duration seconds: 4070 ## Resource On this episode of the Retire Y’all Podcast, Adam sits down with insurance pro Scott Labarowski of HorizonFirst to unpack what’s changing in the world of P&C insurance. From admitted vs. non-admitted policies to insuring jewelry and other often-overlooked tips, this episode covers it all. Learn simple strategies you can use right now to protect your home and valuables in everyday life. To learn more about Scott and his team, visit Horizon First Insurance . ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/retire-y-all-charleston-1025831/episodes/episode-115-insurance-uncovered-tips-from-scott-labarowski-of-horizon-first/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/retire-y-all-charleston-1025831/episode-115-insurance-uncovered-tips-from-scott-labarowski-of-horizon-first.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.