# 085: Unexpected Visitors and the Most Dangerous Decade

Page: https://stenobird.com/podcast/retire-well-7066865/085-unexpected-visitors-and-the-most-dangerous-decade
Text version: https://stenobird.com/podcast/retire-well-7066865/085-unexpected-visitors-and-the-most-dangerous-decade.md
Podcast: [Retire Well](https://stenobird.com/podcast/retire-well-7066865)
Published: 2026-05-02T13:00:00+00:00
Episode link: https://wellment.com/retire-well/unexpected-visitors-and-the-most-dangerous-decade/
Audio file: https://episodes.captivate.fm/episode/be35ed06-6907-49a9-a69e-68f1c1ed8d73.mp3
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JSON: https://stenobird.com/v1/public/podcasts/retire-well-7066865/episodes/085-unexpected-visitors-and-the-most-dangerous-decade
Duration seconds: 3120

## Resource

Life has a way of surprising us when we least expect it. This week, Josh Bretl shares a story about an unwelcome visitor in his car that serves as a perfect metaphor for the unexpected challenges of retirement. Whether it is a mechanical failure at home or a sudden shift in the stock market, being prepared is the key to maintaining your peace of mind. Josh and Mark Elliott dive deep into what experts call the most dangerous 10 year period of your financial life: the five years before and the five years after you retire. They discuss why this window is so critical for your long-term success and how the sequence of returns risk can impact your lifestyle. The conversation also covers the four big questions every retiree eventually faces, ranging from the size of your nest egg to the security of your loved ones. We explain why retirement is less about a math problem and more about the freedom to live life on your terms. 📞 Ready to talk? Call (630) 478-9599 to schedule your complimentary 15-minute call with a Wellment advisor.

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## Transcript

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