# 078: Is Your Retirement Bucket Leaking? Finding Clarity in the Transition

Page: https://stenobird.com/podcast/retire-well-7066865/078-is-your-retirement-bucket-leaking-finding-clarity-in-the-transition
Text version: https://stenobird.com/podcast/retire-well-7066865/078-is-your-retirement-bucket-leaking-finding-clarity-in-the-transition.md
Podcast: [Retire Well](https://stenobird.com/podcast/retire-well-7066865)
Published: 2026-03-07T13:00:00+00:00
Episode link: https://wellment.com/retire-well/is-your-retirement-bucket-leaking-finding-clarity-in-the-transition/
Audio file: https://episodes.captivate.fm/episode/aadcf3f8-c084-4c67-a869-124120455788.mp3
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JSON: https://stenobird.com/v1/public/podcasts/retire-well-7066865/episodes/078-is-your-retirement-bucket-leaking-finding-clarity-in-the-transition
Duration seconds: 3120

## Resource

Walking into retirement can feel a lot like watching your child’s first dance. It's a mix of pride, nerves, and a lot of questions about what comes next. This week on Retire Well , Josh Bretl and Mark Elliott dive into the emotional and financial shifts that happen when you stop punching the clock. We talk about why your retirement strategy needs to change once you move from the "growth" phase to the "income" phase. Josh breaks down the common leaks in retirement buckets, from hidden tax traps to the reality of Social Security cost of living adjustments. Whether you are worried about outliving your money or just want to make sure your family is protected, we explore how a holistic plan provides the freedom to actually enjoy your hard earned savings. It is about moving past the math and getting back to what matters most. 📞 Ready to talk? Call (630) 478-9599 to schedule your complimentary 15-minute call with a Wellment advisor.

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## Transcript

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