# Target-Date Funds, Retirement Income & 401(k)s: Listener Questions Answered

Page: https://stenobird.com/podcast/retire-sooner-with-wes-moss-978646/target-date-funds-retirement-income-401-k-s-listener-questions-answered
Text version: https://stenobird.com/podcast/retire-sooner-with-wes-moss-978646/target-date-funds-retirement-income-401-k-s-listener-questions-answered.md
Podcast: [Retire Sooner with Wes Moss](https://stenobird.com/podcast/retire-sooner-with-wes-moss-978646)
Published: 2026-07-02T16:00:00+00:00
Episode link: https://www.wesmoss.com
Audio file: https://traffic.megaphone.fm/GGILR1784849186.mp3
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JSON: https://stenobird.com/v1/public/podcasts/retire-sooner-with-wes-moss-978646/episodes/target-date-funds-retirement-income-401-k-s-listener-questions-answered
Duration seconds: 1817

## Resource

Retirement planning comes with plenty of questions, and this episode of the Retire Sooner Podcast is built around answering them. Join Wes Moss and Christa DiBiase as they tackle listener questions on retirement income, investing, 401(k)s, Roth IRAs, target-date funds, and career changes. • Compare the bucket strategy with other approaches to generating retirement income. • Learn how withdrawal guardrails may help shape spending decisions in different market environments. • Consider 401(k) and Roth IRA options if you're working to build your retirement savings. • Find out how target-date fund fees and expense ratios really work and how they may fit into a retirement withdrawal strategy. • Explore what a second-act career may look like in education, healthcare, technology, or financial services. • Review what to expect when moving from a financial advisor to a self-directed investment account. • Understand why compounding and asset allocation may matter whether you own one fund or several. Whether you're saving for retirement, approaching retirement, or already there, you'll find thoughtful perspectives on some of today's most common financial questions. Listen and subscribe to the Retire Sooner Podcast for more conversations about retirement planning, investing, and retirement income. Learn more about your ad choices. Visit megaphone.fm/adchoices

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## Transcript

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