# E92 - The Quality of Your Capital Matters More Than the Quantity

Page: https://stenobird.com/podcast/remnant-finance-infinite-banking-ibc-and-capital-control-6950217/e92-the-quality-of-your-capital-matters-more-than-the-quantity
Text version: https://stenobird.com/podcast/remnant-finance-infinite-banking-ibc-and-capital-control-6950217/e92-the-quality-of-your-capital-matters-more-than-the-quantity.md
Podcast: [Remnant Finance - Infinite Banking (IBC) and Capital Control](https://stenobird.com/podcast/remnant-finance-infinite-banking-ibc-and-capital-control-6950217)
Published: 2026-03-27T13:39:45+00:00
Episode link: https://podcasters.spotify.com/pod/show/remnant-finance/episodes/E92---The-Quality-of-Your-Capital-Matters-More-Than-the-Quantity-e3h24vm
Audio file: https://anchor.fm/s/f80e64e4/podcast/play/117559734/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2026-2-27%2F72aaa9eb-80bf-7b71-dc01-84cef0628c59.mp3
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Duration seconds: 4665

## Resource

Book a call: https://remnantfinance.com/calendar Out Print the Fed with 1% per week: https://remnantfinance.com/options Email us at info@remnantfinance.com or visit https://remnantfinance.com for more information FOLLOW REMNANT FINANCE Youtube: @RemnantFinance (https://www.youtube.com/@RemnantFinance) Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588) Twitter: @remnantfinance (https://x.com/remnantfinance) TikTok: @RemnantFinance Don't forget to hit LIKE and SUBSCRIBE _____________________________ If you just buy index funds and chill, you're living on a financial fault line you don't even recognize. Most people have no idea that the shares in their 401k are being lent out to hedge funds, that their pension is invested in private credit funds currently locking investors out, and that the largest asset manager in the world is effectively in the red once you strip away goodwill and assets under management. In this episode, Hans brings back the Phoenician League's Joe Withrow to break down why the quality of your capital matters more than the quantity, a concept inspired by economist Ryan Griggs. They start by unpacking the private credit bubble, how Blue Owl gated its fund, and why the contagion risk reaches into your 401k and pension whether you know it or not. Then they walk through a scorecard of asset characteristics and make the case that true diversification means owning assets across a range of purposes, not just stocks in different industries. Chapters: 00:00 - Opening and Joe Withrow introduction 04:50 - Private credit is all over the news and here's why it matters 06:00 - Ryan Griggs and the concept: quality vs. quantity of capital 09:25 - What is private credit and how it grew from $250B to $3T 14:55 - Blue Owl gates its fund an…

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