# E90 - If You Have Student Loans Listen To This Before You Make Another Payment

Page: https://stenobird.com/podcast/remnant-finance-infinite-banking-ibc-and-capital-control-6950217/e90-if-you-have-student-loans-listen-to-this-before-you-make-another-payment
Text version: https://stenobird.com/podcast/remnant-finance-infinite-banking-ibc-and-capital-control-6950217/e90-if-you-have-student-loans-listen-to-this-before-you-make-another-payment.md
Podcast: [Remnant Finance - Infinite Banking (IBC) and Capital Control](https://stenobird.com/podcast/remnant-finance-infinite-banking-ibc-and-capital-control-6950217)
Published: 2026-03-13T12:25:52+00:00
Episode link: https://podcasters.spotify.com/pod/show/remnant-finance/episodes/E90---If-You-Have-Student-Loans-Listen-To-This-Before-You-Make-Another-Payment-e3gcs5f
Audio file: https://anchor.fm/s/f80e64e4/podcast/play/116862575/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2026-2-13%2F7be0ebc9-f884-8f2d-db1f-dd2f65a7e3a3.mp3
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Duration seconds: 3183

## Resource

Book a call: https://remnantfinance.com/calendar Student Loan Tutor: https://www.studentloantutor.com/ Out Print the Fed with 1% per week: https://remnantfinance.com/options Email us at info@remnantfinance.com or visit https://remnantfinance.com for more information FOLLOW REMNANT FINANCE Youtube: @RemnantFinance (https://www.youtube.com/@RemnantFinance) Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588) Twitter: @remnantfinance (https://x.com/remnantfinance) TikTok: @RemnantFinance Don't forget to hit LIKE and SUBSCRIBE _____________________________ Most people don't realize their student loan servicer is getting it wrong more than half the time. The Inspector General confirmed it: there's a 61% error rate in federal student loans. That means even if you do everything right, the odds are stacked against your loans being handled correctly over a 25-year repayment term. And most borrowers have no idea. In this episode, Hans sits down with Zack Geist, founder of Student Loan Tutor and one of the leading authorities on federal student loan repayment. They break down what's really happening inside the student loan system, why so many borrowers are overpaying, and how the right strategy can actually result in paying back less than you borrowed. Chapters: 00:00 – Opening segment 00:30 – Introducing Zack Geist and Student Loan Tutor 01:10 – Bio and background 03:00 – How Student Loan Tutor has saved borrowers over $1 billion 06:25 – The 61% error rate: what it means and why it matters 08:00 – Zack's background 11:00 – The best lessons from failure 14:20 – Zack's eco village and regenerative farm in Hawaii 18:55 – Sovereignty, healing, and intentional community 24:45 – Conscious spending vs. budgeting: a different framework 29:15 – Pay yourself…

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