# Here's Why Credit Card Churning Isn't Illegal | Really? no, Really?

Page: https://stenobird.com/podcast/really-no-really-with-jason-alexander-peter-tilden-6004825/here-s-why-credit-card-churning-isn-t-illegal-really-no-really
Text version: https://stenobird.com/podcast/really-no-really-with-jason-alexander-peter-tilden-6004825/here-s-why-credit-card-churning-isn-t-illegal-really-no-really.md
Podcast: [Really? no, Really? with Jason Alexander & Peter Tilden](https://stenobird.com/podcast/really-no-really-with-jason-alexander-peter-tilden-6004825)
Published: 2026-02-24T16:26:00+00:00
Episode link: https://traffic.megaphone.fm/CTL9354347695.mp3?updated=1771952214
Audio file: https://traffic.megaphone.fm/CTL9354347695.mp3?updated=1771952214
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JSON: https://stenobird.com/v1/public/podcasts/really-no-really-with-jason-alexander-peter-tilden-6004825/episodes/here-s-why-credit-card-churning-isn-t-illegal-really-no-really
Duration seconds: 1840

## Resource

Credit Card Churners are people who repeatedly open and close credit card accounts to primarily earn sign-up bonuses like cash back, points, or travel miles. Is this type of hack strategy illegal? On this episode, Jason and Peter ask financial expert and senior advisor at Magnetar, Roger Hochschild, to explain how this process works. We'll also have Roger clear up a few myths and answer some questions that you might also have when it comes to finance and credit cards. For example, does it actually hurt your credit score every time you check it? Is it actually a good thing or bad thing to pay off your credit card every month? Why do lenders look more at your Fico Score instead of your credit score? Roger also takes a moment to explain the process of closing our your loved ones credit cards after they have passed away. He'll also offer his advice on finding a good company for long term investments instead of trading. Learn more about your ad choices. Visit megaphone.fm/adchoices

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## Transcript

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