# The Retirement Calculator Problem (Plus RSUs, Stock Options & Company Stock Tax Surprises) (5/30/2026)

Page: https://stenobird.com/podcast/real-money-pros-7057039/the-retirement-calculator-problem-plus-rsus-stock-options-company-stock-tax-surprises-5-30-2026
Text version: https://stenobird.com/podcast/real-money-pros-7057039/the-retirement-calculator-problem-plus-rsus-stock-options-company-stock-tax-surprises-5-30-2026.md
Podcast: [Real Money Pros](https://stenobird.com/podcast/real-money-pros-7057039)
Published: 2026-06-01T16:34:00+00:00
Episode link: https://therealmoneypros.libsyn.com/the-retirement-calculator-problem-plus-rsus-stock-options-company-stock-tax-surprises-5302026
Audio file: https://traffic.libsyn.com/secure/therealmoneypros/RMP_5.30.2026_ARCHIVE.mp3?dest-id=539739
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Duration seconds: 4969

## Resource

Can you really know if you're ready to retire? Jeremiah and Alex spend much of this episode unpacking one of the most commonly misunderstood tools in financial planning: retirement projections and Monte Carlo simulations. They explain what an 85% or 90% probability of success actually means, why those numbers can be useful, and where they can create a false sense of certainty if they're viewed in isolation. They explores sequence-of-return risk, retirement spending assumptions, inheritance surprises, and the reality that successful retirement planning requires far more than simply hitting a target number. Later in the show, Jeremiah and Alex tackle another area where people often misunderstand the rules: company stock compensation. They break down how RSUs, stock options, and employee stock purchase plans work, why taxes can catch employees off guard, and the planning opportunities available when company stock becomes a meaningful part of your net worth. Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Jeremiah Bates & Alex Lundgren ————— Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ —————————————————————

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## Transcript

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