# I'd Retire Tomorrow… If It Weren't for Health Insurance

Page: https://stenobird.com/podcast/real-money-pros-7057039/i-d-retire-tomorrow-if-it-weren-t-for-health-insurance
Text version: https://stenobird.com/podcast/real-money-pros-7057039/i-d-retire-tomorrow-if-it-weren-t-for-health-insurance.md
Podcast: [Real Money Pros](https://stenobird.com/podcast/real-money-pros-7057039)
Published: 2026-05-14T10:30:00+00:00
Episode link: https://therealmoneypros.libsyn.com/id-retire-tomorrow-if-it-werent-for-health-insurance
Audio file: https://traffic.libsyn.com/secure/therealmoneypros/Id_Retire_Tomorrow_If_It_Werent_for_Health_Insurance_5.14.26.mp3?dest-id=539739
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JSON: https://stenobird.com/v1/public/podcasts/real-money-pros-7057039/episodes/i-d-retire-tomorrow-if-it-weren-t-for-health-insurance
Duration seconds: 911

## Resource

"I'd retire tomorrow… if it weren't for health insurance." It's one of the most common concerns we hear from people approaching retirement, especially those hoping to leave work before Medicare begins at age 65. In this podcast, Nic Daniels breaks down the real planning considerations behind retiring before Medicare eligibility. From COBRA and Affordable Care Act marketplace plans to spouse coverage, bridge employment, and self-funding healthcare costs, Nic walks through the high-level options people should be aware of. But this conversation goes beyond just healthcare, because depending on how retirement income is structured, healthcare costs may be impacted by ACA subsidies, tax strategy, and withdrawal planning decisions. Nic also shares a real planning example involving a household looking to retire early and how outside assets—not retirement accounts—helped create flexibility in bridging the gap to Medicare. Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Nic Daniels ————————————————————— Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ —————————————————————

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## Transcript

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