# New Credit Score Changes Could Reshape Mortgage Lending

Page: https://stenobird.com/podcast/real-estate-news-real-estate-investing-podcast-217472/new-credit-score-changes-could-reshape-mortgage-lending
Text version: https://stenobird.com/podcast/real-estate-news-real-estate-investing-podcast-217472/new-credit-score-changes-could-reshape-mortgage-lending.md
Podcast: [Real Estate News: Real Estate Investing Podcast](https://stenobird.com/podcast/real-estate-news-real-estate-investing-podcast-217472)
Published: 2026-05-25T11:00:00+00:00
Episode link: https://realwealth.com/real-estate-news-for-investors-podcast/
Audio file: https://dts.podtrac.com/redirect.mp3/traffic.libsyn.com/secure/4f81dee6-e57b-48d5-94b4-33ff3032a868/FICO.mp3?dest-id=3767799
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JSON: https://stenobird.com/v1/public/podcasts/real-estate-news-real-estate-investing-podcast-217472/episodes/new-credit-score-changes-could-reshape-mortgage-lending
Duration seconds: 223

## Resource

Mortgage lending is entering a major transition as the industry begins testing newer credit scoring models like FICO 10T and VantageScore 4.0. In this episode, Kathy Fettke breaks down what these modern credit scores are, why lenders are concerned about risk and pricing, and how the changes could impact mortgage approvals, housing demand, and the future of real estate investing. Learn why investors should pay attention as the mortgage market moves toward a new era of credit scoring and lending standards. Source: https://www.housingwire.com/articles/gse-modern-credit-scores/

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## Transcript

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