# Purchase Applications Jump 6% Despite Mortgage Market Headwinds Page: https://stenobird.com/podcast/real-estate-jerky-daily-7106292/purchase-applications-jump-6-despite-mortgage-market-headwinds Text version: https://stenobird.com/podcast/real-estate-jerky-daily-7106292/purchase-applications-jump-6-despite-mortgage-market-headwinds.md Podcast: [Real Estate Jerky Daily](https://stenobird.com/podcast/real-estate-jerky-daily-7106292) Published: 2026-07-22T17:11:00+00:00 Episode link: https://www.spreaker.com/episode/purchase-applications-jump-6-despite-mortgage-market-headwinds--73111369 Audio file: https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/73111369/purchase_applications_jump_6_despite_mortgage_market_headwinds.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/real-estate-jerky-daily-7106292/episodes/purchase-applications-jump-6-despite-mortgage-market-headwinds Duration seconds: 542 ## Resource Ed Parcaut and Mike Kelly cover mortgage rates, oil supply pressure, mortgage applications, local Stanislaus County activity, and California growth cities. The 10-year Treasury moved near 4.65, mortgage pricing worsened, and oil pressure returned as WTI pushed toward the high-$80 range. At the same time, mortgage applications increased 1.9%, with purchase applications up 6%. Ed and Mike also discuss homeownership, buyers under 35, Manteca's growth, and why people are still buying even in a choppy market. A fast Real Estate Jerky Daily update with the usual bite. Contact and Social Links: 🔗 **Follow us:** - **Facebook:** [Real Estate Jerky](https://facebook.com/RealEstateJerky) - **Instagram:** [@RealEstateJerky](https://instagram.com/RealEstateJerky) - **Website:** [Real Estate Jerky](https://realestatejerky.com) 🔗 Ed Parcaut: www.edparcaut.com - Twitter: [@EdParcaut](https://twitter.com/EdParcaut) - LinkedIn: [Ed Parcaut](https://www.linkedin.com/in/edparcaut) Catch every episode for sharp insight and real talk about what matters now in real estate! #RealEstateJerkyDaily #EdParcaut #MikeKelly #RealEstateJerky #MortgageRates #OilPrices #MortgageApplications #PurchaseApplications #HousingMarketUpdate #Homeownership #TenYearTreasury #StraitOfHormuz #StanislausCountyRealEstate #ModestoRealEstate #CentralValleyRealEstate #CaliforniaRealEstate #MantecaRealEstate #RealEstatePodcast #MortgagePodcast #MarketNewsWithTeeth Become a supporter of this podcast: https://www.spreaker.com/podcast/real-estate-jerky-daily--6413899/support . ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/real-estate-jerky-daily-7106292/episodes/purchase-applications-jump-6-despite-mortgage-market-headwinds/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/real-estate-jerky-daily-7106292/purchase-applications-jump-6-despite-mortgage-market-headwinds.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.