# Buyer Competition Drops While Homeowners Hold Strong Equity Page: https://stenobird.com/podcast/real-estate-jerky-daily-7106292/buyer-competition-drops-while-homeowners-hold-strong-equity Text version: https://stenobird.com/podcast/real-estate-jerky-daily-7106292/buyer-competition-drops-while-homeowners-hold-strong-equity.md Podcast: [Real Estate Jerky Daily](https://stenobird.com/podcast/real-estate-jerky-daily-7106292) Published: 2026-07-23T16:20:00+00:00 Episode link: https://www.spreaker.com/episode/buyer-competition-drops-while-homeowners-hold-strong-equity--73128361 Audio file: https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/73128361/buyer_competition_drops_while_homeowners_hold_strong_equity.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/real-estate-jerky-daily-7106292/episodes/buyer-competition-drops-while-homeowners-hold-strong-equity Duration seconds: 509 ## Resource Ed Parcaut and Mike Kelly cover mortgage rates, oil supply pressure, mortgage applications, local Stanislaus County activity, and California growth cities. The 10-year Treasury moved near 4.65, mortgage pricing worsened, and oil pressure returned as WTI pushed toward the high-$80 range. At the same time, mortgage applications increased 1.9%, with purchase applications up 6%. Ed and Mike also discuss homeownership, buyers under 35, Manteca's growth, and why people are still buying even in a choppy market. A fast Real Estate Jerky Daily update with the usual bite. #RealEstateJerkyDaily #EdParcaut #MikeKelly #RealEstateJerky #MortgageRates #OilPrices #MortgageApplications #PurchaseApplications #HousingMarketUpdate #Homeownership #TenYearTreasury #StraitOfHormuz #StanislausCountyRealEstate #ModestoRealEstate #CentralValleyRealEstate #CaliforniaRealEstate #MantecaRealEstate #RealEstatePodcast #MortgagePodcast #MarketNewsWithTeeth Become a supporter of this podcast: https://www.spreaker.com/podcast/real-estate-jerky-daily--6413899/support . ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/real-estate-jerky-daily-7106292/episodes/buyer-competition-drops-while-homeowners-hold-strong-equity/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/real-estate-jerky-daily-7106292/buyer-competition-drops-while-homeowners-hold-strong-equity.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.