# Wire Fraud, Fake Payoffs & Stolen Titles: What's Really Happening at Closing with Megan Lopez

Page: https://stenobird.com/podcast/real-estate-excellence-6463726/wire-fraud-fake-payoffs-stolen-titles-what-s-really-happening-at-closing-with-megan-lopez
Text version: https://stenobird.com/podcast/real-estate-excellence-6463726/wire-fraud-fake-payoffs-stolen-titles-what-s-really-happening-at-closing-with-megan-lopez.md
Podcast: [Real Estate Excellence](https://stenobird.com/podcast/real-estate-excellence-6463726)
Published: 2026-06-10T07:00:00+00:00
Episode link: https://reepod.libsyn.com/wire-fraud-fake-payoffs-stolen-titles-whats-really-happening-at-closing-with-megan-lopez
Audio file: https://dts.podtrac.com/redirect.mp3/traffic.libsyn.com/secure/reepod/REE_327_Full_Audio.mp3?dest-id=2833772
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Duration seconds: 3945

## Resource

If a hidden lien, fraudulent seller, or wire scam surfaced after closing, would you know who is actually protecting your ownership rights? In this episode of the Real Estate Excellence Podcast, Tracy Hayes sits down with Megan Lopez. Megan is an Agent Account Manager with Fidelity National Financial and a title insurance expert serving Northeast Florida. Drawing from a family background deeply rooted in real estate and title work, Megan explains the critical role title insurance plays in protecting homeowners, lenders, agents, and real estate transactions from hidden risks. Throughout the conversation, Megan breaks down the differences between owner and lender title policies, discusses real world fraud cases involving seller impersonation and wire fraud, and explains how title professionals verify ownership, resolve title defects, and protect consumers from costly claims. She also shares insights into Fidelity's underwriting process, fraud prevention strategies, and the ongoing importance of human expertise in an increasingly digital real estate landscape. If you found value in this episode, subscribe to the Real Estate Excellence Podcast, share this episode with fellow real estate professionals, and leave a review to help more buyers, sellers, agents, and lenders stay informed and protected. Highlights Top of FormBottom of Form 00:00 - 09:43 Megan's Journey Into Title Insurance and Real Estate · Family background i n title and real estate · Starting as a receptionist in a real estate law firm · Becoming a licensed title agent · Moving to Jacksonville and joining Fidelity · Understanding the role of a title underwriter 09:43 - 18:29 Understanding Title Searches and Title Insurance Protection · How title searches are performed · Identifying liens mortgages and ownership…

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