# Real Estate Exam [Texas] 42, Homestead Tax Exemptions

Page: https://stenobird.com/podcast/real-estate-exam-prep-7644240/real-estate-exam-texas-42-homestead-tax-exemptions
Text version: https://stenobird.com/podcast/real-estate-exam-prep-7644240/real-estate-exam-texas-42-homestead-tax-exemptions.md
Podcast: [Real Estate Exam Prep](https://stenobird.com/podcast/real-estate-exam-prep-7644240)
Published: 2026-05-27T00:21:14+00:00
Episode link: https://open-exam-prep.com/
Audio file: https://episodes.captivate.fm/episode/9f1a2557-02fa-4994-b098-73e50f3a593d.mp3
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Duration seconds: 184

## Resource

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - All Texas homeowners are entitled to a mandatory homestead exemption on their school district property taxes. - Homeowners who are over 65 or disabled qualify for an additional exemption from school district taxes. - The school district tax ceiling for those over 65 or disabled freezes the dollar amount of their school taxes, not the tax rate or property value. - A surviving spouse can retain the over-65 exemption and tax ceiling if they are at least 55 years old when their spouse dies. - Exam calculations require subtracting all applicable exemptions from the market value before applying the tax rate to find the tax owed. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep

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## Transcript

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