# Real Estate Exam [Texas] 39, Homestead Protection Exceptions

Page: https://stenobird.com/podcast/real-estate-exam-prep-7644240/real-estate-exam-texas-39-homestead-protection-exceptions
Text version: https://stenobird.com/podcast/real-estate-exam-prep-7644240/real-estate-exam-texas-39-homestead-protection-exceptions.md
Podcast: [Real Estate Exam Prep](https://stenobird.com/podcast/real-estate-exam-prep-7644240)
Published: 2026-05-24T00:21:14+00:00
Episode link: https://open-exam-prep.com/
Audio file: https://episodes.captivate.fm/episode/ebf2ce19-6847-4258-aa5f-6bed3b7cbf6a.mp3
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Duration seconds: 190

## Resource

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - That Texas homestead protection is powerful but has four key exceptions that allow for foreclosure. - Why a purchase money lien, the original mortgage to buy the home, is a primary exception. - How unpaid property taxes create a superior lien that can lead to the forced sale of a homestead. - The strict requirements for a valid mechanic's lien, including a written contract signed by both spouses before work starts. - That defaulting on a home equity loan is another specific exception that can result in losing a homestead. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep

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## Transcript

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