# Real Estate Exam [California] 44, Mello-Roos, HOA, and Special Disclosures Page: https://stenobird.com/podcast/real-estate-exam-prep-7644240/real-estate-exam-california-44-mello-roos-hoa-and-special-disclosures Text version: https://stenobird.com/podcast/real-estate-exam-prep-7644240/real-estate-exam-california-44-mello-roos-hoa-and-special-disclosures.md Podcast: [Real Estate Exam Prep](https://stenobird.com/podcast/real-estate-exam-prep-7644240) Published: 2026-07-18T00:21:14+00:00 Episode link: https://open-exam-prep.com/ Audio file: https://episodes.captivate.fm/episode/d487906d-009a-41c8-8f1d-3601cc678de1.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/real-estate-exam-prep-7644240/episodes/real-estate-exam-california-44-mello-roos-hoa-and-special-disclosures Duration seconds: 207 ## Resource This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - That sellers must disclose if a property is in a Mello-Roos district, which has special taxes for infrastructure. - The requirement for sellers to provide a comprehensive package of HOA documents, including financials and governing rules. - That all known material facts, even repaired past issues, must be revealed on the Transfer Disclosure Statement (TDS). - The federal mandate to provide a lead-based paint disclosure for homes built before 1978. - That California requires disclosures for smoke detectors, carbon monoxide detectors, and water heater bracing. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/real-estate-exam-prep-7644240/episodes/real-estate-exam-california-44-mello-roos-hoa-and-special-disclosures/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/real-estate-exam-prep-7644240/real-estate-exam-california-44-mello-roos-hoa-and-special-disclosures.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.