# Why Invest in Four Mutual Funds Instead of Just the S&P 500? Page: https://stenobird.com/podcast/ramsey-everyday-millionaires-743127/why-invest-in-four-mutual-funds-instead-of-just-the-s-p-500 Text version: https://stenobird.com/podcast/ramsey-everyday-millionaires-743127/why-invest-in-four-mutual-funds-instead-of-just-the-s-p-500.md Podcast: [Ramsey Everyday Millionaires](https://stenobird.com/podcast/ramsey-everyday-millionaires-743127) Published: 2026-07-06T10:00:00+00:00 Episode link: https://pdst.fm/e/traffic.megaphone.fm/RM2199356863.mp3 Audio file: https://pdst.fm/e/traffic.megaphone.fm/RM2199356863.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/ramsey-everyday-millionaires-743127/episodes/why-invest-in-four-mutual-funds-instead-of-just-the-s-p-500 Duration seconds: 592 ## Resource ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠ Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! Next Steps: 💰Need help with your investments? Connect with a SmartVestor Pro:⁠⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠⁠) #PaidEndorsement 📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠⁠) 🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠⁠) 📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠⁠) 🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠⁠) Listen to more from Ramsey Network: 🎙️⁠ The Ramsey Show ⁠ 💸⁠ The Ramsey Show Highlights⁠ 🧠⁠ The Dr. John Delony Show⁠ 🍸⁠ Smart Money Happy Hour⁠ 💰⁠ George Kamel⁠ 📈⁠ EntreLeadership⁠ ⁠Ramsey Solutions Privacy Policy ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/ramsey-everyday-millionaires-743127/episodes/why-invest-in-four-mutual-funds-instead-of-just-the-s-p-500/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/ramsey-everyday-millionaires-743127/why-invest-in-four-mutual-funds-instead-of-just-the-s-p-500.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.