# How To Get Into Home Ownership With Just 1% Down (No Mortgage Required) | Chris Smith, Founder and CEO at Bloxxs Page: https://stenobird.com/podcast/purpose-driven-fintech-6329886/how-to-get-into-home-ownership-with-just-1-down-no-mortgage-required-chris-smith-founder-and-ceo-at-bloxxs Text version: https://stenobird.com/podcast/purpose-driven-fintech-6329886/how-to-get-into-home-ownership-with-just-1-down-no-mortgage-required-chris-smith-founder-and-ceo-at-bloxxs.md Podcast: [Purpose Driven FinTech](https://stenobird.com/podcast/purpose-driven-fintech-6329886) Published: 2025-11-19T12:15:00+00:00 Episode link: https://purpose-driven-fintech.captivate.fm/episode/how-to-actually-get-into-home-ownership-with-just-1-down-no-mortgage-required-chris-smith-founder-and-ceo-at-bloxxs Audio file: https://episodes.captivate.fm/episode/bb8a004b-280d-480c-b6db-0840e0d3e25d.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/purpose-driven-fintech-6329886/episodes/how-to-get-into-home-ownership-with-just-1-down-no-mortgage-required-chris-smith-founder-and-ceo-at-bloxxs Duration seconds: 2003 ## Resource What if home ownership could start with just 1% down and you could build equity without taking on any debt? This revolutionary approach is transforming how people achieve the dream of owning their own home. In this episode, I speak with Chris Smith, Founder and CEO at Bloxxs. We explore an alternative to traditional mortgages that's opening doors for people who thought home ownership was out of reach. Chris shares his powerful journey from banking executive to unpaid startup founder, building a solution that directly connects capital to aspiring homeowners. We dive into the innovative “subscription” model that's making home ownership accessible, how indigenous values are reshaping our approach to property and community, and why Chris and his team of 20 executives have worked unpaid for years to bring this mission-driven vision to life. This conversation reveals how one bold idea is creating pathways to happier, healthier lives through the stability and security of home ownership. Follow for more discussions on building FinTech products and teams with customer and commercial impact and to stay updated on the latest episodes. 👉 Follow Chris:  LinkedIn: https://www.linkedin.com/in/therealchris-smith/ Website: https://www.bloxxhome.com/ 👉Follow Monica:  LinkedIn: https://www.linkedin.com/in/monicamillares/   YouTube: https://www.youtube.com/@moni_millares   TikTok: https://www.tiktok.com/@moni_millares We cover: [00:00:00] The mission: Making home ownership accessible to everyone [00:03:00] Why home ownership creates happier and healthier societies [00:05:00] From banking executive to unpaid founder: The inspiring journey [00:08:00] Lessons from 2008: Understanding what needs to change [00:10:00] Building a values-driven company with 20 unpaid executive… ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/purpose-driven-fintech-6329886/episodes/how-to-get-into-home-ownership-with-just-1-down-no-mortgage-required-chris-smith-founder-and-ceo-at-bloxxs/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/purpose-driven-fintech-6329886/how-to-get-into-home-ownership-with-just-1-down-no-mortgage-required-chris-smith-founder-and-ceo-at-bloxxs.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.