# From 36 Cents To 32 Cents: The Growing Gender Wealth Gap No One Talks About | Kristine Beese, Founder and CEO of Untangle Money Page: https://stenobird.com/podcast/purpose-driven-fintech-6329886/from-36-cents-to-32-cents-the-growing-gender-wealth-gap-no-one-talks-about-kristine-beese-founder-and-ceo-of-untangle-money Text version: https://stenobird.com/podcast/purpose-driven-fintech-6329886/from-36-cents-to-32-cents-the-growing-gender-wealth-gap-no-one-talks-about-kristine-beese-founder-and-ceo-of-untangle-money.md Podcast: [Purpose Driven FinTech](https://stenobird.com/podcast/purpose-driven-fintech-6329886) Published: 2025-11-24T23:00:00+00:00 Episode link: https://purpose-driven-fintech.captivate.fm/episode/closing-womens-wealth-gap-kristine-untangle-money Audio file: https://episodes.captivate.fm/episode/f3d01906-7675-436b-bbd3-6df0704f879f.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/purpose-driven-fintech-6329886/episodes/from-36-cents-to-32-cents-the-growing-gender-wealth-gap-no-one-talks-about-kristine-beese-founder-and-ceo-of-untangle-money Duration seconds: 4277 ## Resource The retirement crisis is a women's crisis - and the numbers are shocking! For every dollar men have in wealth, women have just 32 cents. Even worse? That gap is growing, not shrinking. In this episode, I speak with Kristine Beese, Founder and CEO of Untangle Money, about the alarming wealth gap affecting women and why traditional financial services aren't designed for our needs. Kristine shares powerful insights from her journey as a former stock analyst and portfolio manager to building a FinTech solution that's actually helping women take control of their financial futures. We explore the real drivers behind wealth inequality, the hidden costs women face throughout their careers (hint: it's between $500K-$1M in lost earnings in the US and Canada), and why financial stress hits women harder. Kristine also breaks down her practical "hours worked" framework that removes judgment from spending decisions and explains why robo-advisors might be your best investment ally. πŸ”‘ Key Highlights: Women have lost ground on wealth accumulation β€” from 36 cents to 32 cents per dollar over just one decade Why women plateau in earnings at age 40 while men continue earning $10K-$25K more annually for 25+ years The powerful "hours worked" framework that transforms how you think about money and joy Why every rich person has a financial plan, but middle-income earners don't β€” and how that needs to change How living to 95 (not 90) completely changes your retirement planning strategy πŸ‘‰ Kristine Beese  LinkedIn: https://www.linkedin.com/in/kristinebeese/ Website: https://www.untangle.money/ πŸ‘‰ Monica LinkedIn: https://www.linkedin.com/in/monicamillares/   YouTube: https://www.youtube.com/@moni_millares   TikTok: https://www.tiktok.com/@moni_millares Follow for more discussions on… ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/purpose-driven-fintech-6329886/episodes/from-36-cents-to-32-cents-the-growing-gender-wealth-gap-no-one-talks-about-kristine-beese-founder-and-ceo-of-untangle-money/transcription-requests` β€” Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/purpose-driven-fintech-6329886/from-36-cents-to-32-cents-the-growing-gender-wealth-gap-no-one-talks-about-kristine-beese-founder-and-ceo-of-untangle-money.md` β€” Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.