# The real reason your portfolio isn't growing – and no, it's not the economy Page: https://stenobird.com/podcast/property-investment-podcast-network-48631/the-real-reason-your-portfolio-isn-t-growing-and-no-it-s-not-the-economy Text version: https://stenobird.com/podcast/property-investment-podcast-network-48631/the-real-reason-your-portfolio-isn-t-growing-and-no-it-s-not-the-economy.md Podcast: [Property Investment Podcast Network](https://stenobird.com/podcast/property-investment-podcast-network-48631) Published: 2026-04-30T05:21:22+00:00 Episode link: https://spinetwork.libsyn.com/the-real-reason-your-portfolio-isnt-growing-and-no-its-not-the-economy Audio file: https://traffic.libsyn.com/secure/spinetwork/SPI_Arjun_Paliwal_260417_mixdown.mp3?dest-id=597222 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/property-investment-podcast-network-48631/episodes/the-real-reason-your-portfolio-isn-t-growing-and-no-it-s-not-the-economy Duration seconds: 3641 ## Resource Most investors blame the economy for slow growth – but the real problem is poor strategy, misunderstood borrowing power, and holding the wrong assets for too long. On The Smart Property Investment Show, host Liam Garman sits down with Arjun Paliwal, CEO of InvestorKit, to discuss why macro fear is distracting investors from the decisions that actually drive portfolio growth. Paliwal argues that while many wait for rates to fall, top investors focus on micro-decisions – the small moves that improve borrowing capacity and unlock momentum now. He reveals how overlooked factors, such as credit limits and living expenses, quietly restrict how far investors can scale. The duo also breaks down why holding the wrong property can stall growth and how strategic selling can free up capital and accelerate portfolio growth. According to Garman and Paliwal, the takeaway is simple: property itself isn't the strategy; it's how you use it that determines whether you grow or stay stuck. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook , X (formerly Twitter) and LinkedIn . If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below. ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/property-investment-podcast-network-48631/episodes/the-real-reason-your-portfolio-isn-t-growing-and-no-it-s-not-the-economy/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/property-investment-podcast-network-48631/the-real-reason-your-portfolio-isn-t-growing-and-no-it-s-not-the-economy.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.