# Budgeting, Saving, Investing: The Financial Education You Never Got in School | Ep. 48

Page: https://stenobird.com/podcast/productive-passions-6735307/budgeting-saving-investing-the-financial-education-you-never-got-in-school-ep-48
Text version: https://stenobird.com/podcast/productive-passions-6735307/budgeting-saving-investing-the-financial-education-you-never-got-in-school-ep-48.md
Podcast: [Productive Passions](https://stenobird.com/podcast/productive-passions-6735307)
Published: 2025-12-12T11:00:00+00:00
Episode link: https://productivepassions.podbean.com/e/episode-48-joey-belsanti/
Audio file: https://mcdn.podbean.com/mf/web/zhycfdmf7y9tquf4/Episode_48_Joey_Belsanti_Audio_File933yz.mp3
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Duration seconds: 2907

## Resource

Most of us enter adulthood without the financial education we actually need. In this episode, Christy speaks with Joey Belsanti, Founder of Twelve Points Academy, about the financial literacy crisis and the movement he is building to change it. You will learn how to align money with your values, why taking action matters more than inspiration, and what young adults should understand about credit, debt, and early investing. They also explore the rise of sports betting, the impact of NIL money, and how real world experience can set students apart.

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## Transcript

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