# When Bad Assumptions Blow Up Your Budget (And Your Business) Page: https://stenobird.com/podcast/process-debt-7039689/when-bad-assumptions-blow-up-your-budget-and-your-business Text version: https://stenobird.com/podcast/process-debt-7039689/when-bad-assumptions-blow-up-your-budget-and-your-business.md Podcast: [Process Debt](https://stenobird.com/podcast/process-debt-7039689) Published: 2026-04-10T07:10:16+00:00 Episode link: https://rss.com/podcasts/process-debt/2717706 Audio file: https://content.rss.com/episodes/293248/2717706/process-debt/2026_04_10_05_10_01_911dcb61-d337-4d87-9f49-af2e533083ff.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/process-debt-7039689/episodes/when-bad-assumptions-blow-up-your-budget-and-your-business Duration seconds: 2582 ## Resource Dr. Adam Link, computer scientist turned CFP joins Chris and Toby to unpack why bad assumptions don't just lead to bad outcomes, they compound them. From 401k matching to tech debt, Monte Carlo simulations to the emotional trap of selling a business you built from scratch, this one connects the dots between financial literacy, process thinking, and the psychology of why we make the choices we do. Equal parts practical and thought-provoking. ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/process-debt-7039689/episodes/when-bad-assumptions-blow-up-your-budget-and-your-business/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/process-debt-7039689/when-bad-assumptions-blow-up-your-budget-and-your-business.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.