# 145. How to Talk About Money & Death With Your Loved Ones (and Why Waiting or Avoiding it is a Big Mistake) with Amber Saunders (145)

Page: https://stenobird.com/podcast/plenty-with-kate-northrup-6618641/145-how-to-talk-about-money-death-with-your-loved-ones-and-why-waiting-or-avoiding-it-is-a-big-mistake-with-amber-saunders-145
Text version: https://stenobird.com/podcast/plenty-with-kate-northrup-6618641/145-how-to-talk-about-money-death-with-your-loved-ones-and-why-waiting-or-avoiding-it-is-a-big-mistake-with-amber-saunders-145.md
Podcast: [Plenty with Kate Northrup](https://stenobird.com/podcast/plenty-with-kate-northrup-6618641)
Published: 2026-02-10T07:00:00+00:00
Episode link: https://share.transistor.fm/s/fdfc25ae
Audio file: https://media.transistor.fm/fdfc25ae/bdff1707.mp3
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Duration seconds: 2261

## Resource

What would change for your family if the hardest conversations about money and death were already handled—clearly, lovingly, and without chaos? In this episode of Plenty , I’m sitting down with estate and legacy planning lawyer Amber Saunders for a conversation most people avoid—and pay for later. We talk about why avoiding conversations about death, money, and legacy doesn’t protect your family… it actually creates confusion, resentment, and heartbreak when it matters most. Amber shares a powerful personal story about how one simple decision her great-grandmother made ended up supporting three generations later—financially, emotionally, and practically—during a medical crisis no one could have predicted. This isn’t an episode about documents and paperwork (though we cover what you actually need, at every stage of life). It’s about legacy. It’s about values. It’s about making decisions now so the people you love aren’t left guessing later. In our conversation, we cover: Why waiting to talk about money and death almost always creates family conflict How to start estate conversations with parents or partners without it sounding like you’re after an inheritance The first non-negotiable steps every adult needs in place—even if you don’t think you have “enough” assets yet Why clarity around what you own (yes, even a simple list) can save your family years of stress How inheritances go wrong—and how to pass down wisdom and values, not just money Why no AI tool or fill-in-the-blank document can replace the human side of legacy planning If you care about your family, your future, and what happens to what you’ve built—this is a conversation to listen to before there’s a crisis. This episode is an invitation to lead with intention now, so the people you love can grieve, remember…

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