# Weekly Slice 284: Interest Rate Rise! 0.25% Borrowing change… what does this mean for us? - with Max Phelps and Todd Sloan Page: https://stenobird.com/podcast/pizza-and-property-17762/weekly-slice-284-interest-rate-rise-0-25-borrowing-change-what-does-this-mean-for-us-with-max-phelps-and-todd-sloan Text version: https://stenobird.com/podcast/pizza-and-property-17762/weekly-slice-284-interest-rate-rise-0-25-borrowing-change-what-does-this-mean-for-us-with-max-phelps-and-todd-sloan.md Podcast: [Pizza and Property](https://stenobird.com/podcast/pizza-and-property-17762) Published: 2026-05-06T06:50:00+00:00 Episode link: https://pizzaandproperty.libsyn.com/weekly-slice-284-how-will-the-latest-rate-rises-affect-you-with-max-phelps Audio file: https://traffic.libsyn.com/secure/pizzaandproperty/WS_MAX_RATE_RISE_FINAL_AUDIO.mp3?dest-id=1370432 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/pizza-and-property-17762/episodes/weekly-slice-284-interest-rate-rise-0-25-borrowing-change-what-does-this-mean-for-us-with-max-phelps-and-todd-sloan Duration seconds: 1036 ## Resource Interest Rate Rise! 0.25% Borrowing change… what does this mean for us? What happens when the Reserve Bank keeps raising interest rates before it even knows if the last rise worked? General manager, mortgage broker and financial planner, Max Phelps, joins Todd to break down the RBA's latest rate rise and why the data lag between policy decisions and real world impact means we could already be in overcorrection territory. They unpack how borrowing power has quietly collapsed over the past few years, what that means for Sydney's property market, and why savvy investors are shifting their focus towards high yield, affordable segments where competition is thinning and opportunity is quietly building. If you're trying to figure out whether now is still a smart time to buy and where this episode gives you the framework to think it through clearly. πŸ•πŸ  We want to hear your investor story! So if you've experienced something that you know other investors can learn a thing or two from, click the link below and let us know. πŸ•πŸ  πŸ‘‰ https://pizzaandproperty.com.au/investor-story πŸ‘ˆ If you'd like to be flown into the Pizza & Property Studio, put up for a night's accommodation, have dinner with Todd Sloan, and have a team of carefully chosen property investing experts help you get unstuck, click the link below and tell us why you're stuck, and you could be our next UN-Stuck Yourself winner! πŸ‘‰ https://pizzaandproperty.com.au/unstuck-yourself πŸ‘ˆ Get in touch with our amazing episode contributors & sponsors: Max Phelps: πŸ‘‰πŸ‘‰ https://goldeneggshomeloans.com.au/ πŸ‘‰πŸ‘‰ http://scorecard.joyalife.com.au/ InvestorKit: https://www.investorkit.com.au/ Rob Flux: https://developernetwork.com.au/events Steve Ash: https://www.propertystrats.com.au/ Want more help understanding how to buy property faster and… ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/pizza-and-property-17762/episodes/weekly-slice-284-interest-rate-rise-0-25-borrowing-change-what-does-this-mean-for-us-with-max-phelps-and-todd-sloan/transcription-requests` β€” Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/pizza-and-property-17762/weekly-slice-284-interest-rate-rise-0-25-borrowing-change-what-does-this-mean-for-us-with-max-phelps-and-todd-sloan.md` β€” Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.