# “Should I Retire Early to Watch My Grandkids?”

Page: https://stenobird.com/podcast/phil-s-tax-hacks-1040028/should-i-retire-early-to-watch-my-grandkids
Text version: https://stenobird.com/podcast/phil-s-tax-hacks-1040028/should-i-retire-early-to-watch-my-grandkids.md
Podcast: [Phil's Tax Hacks](https://stenobird.com/podcast/phil-s-tax-hacks-1040028)
Published: 2025-12-23T10:00:00+00:00
Episode link: https://philstaxhacks.podbean.com/e/should-i-retire-early-to-watch-my-grandkids/
Audio file: https://mcdn.podbean.com/mf/web/9dp7zy6xdqkfypwm/311_-_PHIL_PUTNEY_-_RETIRE_TO_BE_CHILDCARE_-_AUDIO6qvc9.mp3
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JSON: https://stenobird.com/v1/public/podcasts/phil-s-tax-hacks-1040028/episodes/should-i-retire-early-to-watch-my-grandkids
Duration seconds: 1000

## Resource

Want to learn more about financial planning? Please subscribe to our channel and you won't miss a video ➟ https://bit.ly/33RO6mV Book an appointment with Phil to get your customized planning process started ➟ https://www.afswealthmgt.com/schedule-appointment Daycare costs are out of control, and for many families, grandparents feel like the only safety net left. But should your retirement plan be the thing that fills the gap? Today, Phil walks through a real-life question that blends love, money, timing, and long-term consequences. Daycare may last a few years, but retirement can last 30, so the goal is building a plan that supports both generations. Here’s some of what we discuss in this episode: 🧸 Grandparent Childcare: the impact of stepping in as family safety net 🔄 Middle Ground: exploring compromises and shared solutions 📉 Long-Term Impact: early retirement affects lifetime income 🧭 Practical Steps: how to run the numbers before deciding For more, visit us online: http://philstaxhacks.com Watch the video podcast on YouTube: https://bit.ly/3WdDG96

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## Transcript

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