# Stop Buying SCHD for Income (The 90-Day Waiting TRAP)

Page: https://stenobird.com/podcast/peter-pru-option-sellers-school-7298973/stop-buying-schd-for-income-the-90-day-waiting-trap
Text version: https://stenobird.com/podcast/peter-pru-option-sellers-school-7298973/stop-buying-schd-for-income-the-90-day-waiting-trap.md
Podcast: [Peter Pru | Option Sellers School](https://stenobird.com/podcast/peter-pru-option-sellers-school-7298973)
Published: 2026-04-24T19:00:02+00:00
Episode link: https://www.spreaker.com/episode/stop-buying-schd-for-income-the-90-day-waiting-trap--71612363
Audio file: https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/71612363/33_stop_buying_schd_for_income_the_90_day_waiting_trap_podcast_audio.mp3
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Duration seconds: 512

## Resource

🖥️ Register For A Workshop + Free Calculators & Watchlist: 👉 https://onlypeterpru.com/ark-options-workshop?utm_source=pod&utm_id=social 🚨Get Trade Ideas & Market Updates: 👉 https://theweeklywheel.beehiiv.com/ If you are blindly buying quarterly dividend ETFs like $SCHD without checking the ex-dividend calendar, you are likely falling into a massive 90-day "dead money" trap where your capital sits completely idle. In this video, I expose the hidden math of entry timing and show you how selling a cash-secured put allows you to collect immediate, upfront premium while potentially securing a discounted price on your favorite funds.

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## Transcript

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