# Why Income Funds Beat the 4% Rule with Jay Patel

Page: https://stenobird.com/podcast/path-to-passive-real-estate-investing-for-technology-professionals-6612569/143-why-income-funds-beat-the-4-rule-with-jay-patel
Text version: https://stenobird.com/podcast/path-to-passive-real-estate-investing-for-technology-professionals-6612569/143-why-income-funds-beat-the-4-rule-with-jay-patel.md
Podcast: [Path To Passive: Real Estate Investing For Technology Professionals](https://stenobird.com/podcast/path-to-passive-real-estate-investing-for-technology-professionals-6612569)
Published: 2026-06-19T19:00:00+00:00
Episode link: https://www.buzzsprout.com/2247837/episodes/19318596-why-income-funds-beat-the-4-rule-with-jay-patel.mp3
Audio file: https://www.buzzsprout.com/2247837/episodes/19318596-why-income-funds-beat-the-4-rule-with-jay-patel.mp3
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Duration seconds: 3460

## Resource

Send us Fan Mail What if the retirement strategy your money manager swears by is already 30 years out of date — and quietly draining your future? In this episode of The Path to Passive, host Steven Arita sits down with Jay Patel, serial entrepreneur, former hedge fund manager, and the visionary building India's first MLS, to unpack a smarter path to retirement wealth for W-2 tech professionals. Jay shares how a $2.5 million loss from September 11th — at just 30 years old — com...

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## Transcript

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