# How axio Grew During India’s Fintech Boom ft. Sashank Rishyasringa

Page: https://stenobird.com/podcast/paisa-vaisa-with-anupam-gupta-1043050/how-axio-grew-during-india-s-fintech-boom-ft-sashank-rishyasringa
Text version: https://stenobird.com/podcast/paisa-vaisa-with-anupam-gupta-1043050/how-axio-grew-during-india-s-fintech-boom-ft-sashank-rishyasringa.md
Podcast: [Paisa Vaisa with Anupam Gupta](https://stenobird.com/podcast/paisa-vaisa-with-anupam-gupta-1043050)
Published: 2026-05-11T00:30:00+00:00
Episode link: https://omny.fm/shows/paisa-vaisa-with-anupam-gupta/the-dangerous-side-of-easy-credit-ft-sashank-rishyasringa-axio
Audio file: https://traffic.omny.fm/d/clips/e0dce4b3-2eb8-48cb-822c-af1d00e03e20/b3d9fccc-662e-4aa7-a14a-af4e0097d44b/6bfaf514-856b-4b3b-990d-b4460153d276/audio.mp3?utm_source=Podcast&in_playlist=e2ba1850-2b92-4a77-b08f-af4e0097d46c
Processing state: not_requested
JSON: https://stenobird.com/v1/public/podcasts/paisa-vaisa-with-anupam-gupta-1043050/episodes/how-axio-grew-during-india-s-fintech-boom-ft-sashank-rishyasringa
Duration seconds: 3039

## Resource

In this episode of Paisa Vaisa, Anupam Gupta speaks with Sashank Rishyasringa, Co-founder of Axio, about startups, fintech, India’s evolving credit culture, and the future of consumer lending. They discuss the rise of checkout financing, Amazon’s acquisition of Axio, why startups are a “test match” and not a “T20,” the dangers of easy credit, how Indians should think about loans and EMIs, and why simplicity matters in both business and financial products. The episode also explores credit scores, BNPL, UPI, startup resilience, and lessons from author Haruki Murakami that apply surprisingly well to entrepreneurship. In this episode of Paisa Vaisa, Anupam Gupta speaks with Sashank Rishyasringa, Co-founder of Axio, about startups, fintech, India’s evolving credit culture, and the future of consumer lending. They discuss the rise of checkout financing, Amazon’s acquisition of Axio, why startups are a “test match” and not a “T20,” the dangers of easy credit, how Indians should think about loans and EMIs, and why simplicity matters in both business and financial products. The episode also explores credit scores, BNPL, UPI, startup resilience, and lessons from author Haruki Murakami that apply surprisingly well to entrepreneurship. From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations. Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & more Watch full episodes right here on YouTube Explore more at ivmpodcasts.com Connect with Anupam Gupta: Twitter: @b50 Instagram: @b_50 LinkedIn: Anupam Gupta Follow IVM Podcasts We’re @ivmpodcasts on Facebook, Twitter & Instagram See omnystudio.com/listener…

## Actions

- request_transcript: `POST https://stenobird.com/v1/public/podcasts/paisa-vaisa-with-anupam-gupta-1043050/episodes/how-axio-grew-during-india-s-fintech-boom-ft-sashank-rishyasringa/transcription-requests` — Idempotently request low-priority transcript generation for this episode.
- read_markdown: `GET https://stenobird.com/podcast/paisa-vaisa-with-anupam-gupta-1043050/how-axio-grew-during-india-s-fintech-boom-ft-sashank-rishyasringa.md` — Read the agent-friendly Markdown representation of this episode resource.

A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed.

## Transcript

Full transcripts are not published on public pages unless there is a clear rights basis.