# Non-QM Growth, Jobs Data, and Market Trends | Optimal Insights | July 7, 2026

Page: https://stenobird.com/podcast/optimal-insights-mortgage-data-capital-markets-insights-7025480/non-qm-growth-jobs-data-and-market-trends-optimal-insights-july-7-2026
Text version: https://stenobird.com/podcast/optimal-insights-mortgage-data-capital-markets-insights-7025480/non-qm-growth-jobs-data-and-market-trends-optimal-insights-july-7-2026.md
Podcast: [Optimal Insights - Mortgage Data & Capital Markets Insights](https://stenobird.com/podcast/optimal-insights-mortgage-data-capital-markets-insights-7025480)
Published: 2026-07-07T10:30:00+00:00
Episode link: https://optimal-insights.captivate.fm/episode/non-qm-growth-jobs-data-and-market-trends-optimal-insights-july-7-2026
Audio file: https://episodes.captivate.fm/episode/d5e985ba-5699-415b-9987-b542afd70e49.mp3
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JSON: https://stenobird.com/v1/public/podcasts/optimal-insights-mortgage-data-capital-markets-insights-7025480/episodes/non-qm-growth-jobs-data-and-market-trends-optimal-insights-july-7-2026
Duration seconds: 2320

## Resource

Welcome to this week’s episode of Optimal Insights. In this episode, the Optimal Insights team discusses recent unemployment data, labor force participation trends, and their impact on rate expectations. They share their expert opinions and insights into how these factors are shaping the industry and the broader economic landscape, along with a deep dive with Justin Roddel into non-QM growth and execution dynamics following the IMN conference. Key Points: Unemployment data reflects softer job growth and declining participation Rate hike expectations ease amid mixed labor signals Non-QM market growth outpaces execution and infrastructure development Chapters 00:00 Introduction to Optimal Insights 14:37 Introduction to Non-QM Mortgages 17:19 Growth and Trends in Non-QM Market 24:04 Challenges in Execution and Risk Management 31:21 Mandatory vs. Best Effort Execution 35:01 Future of Non-QM and Market Opportunities 38:04 Introduction to Optimal Insights 38:04 Market Analysis Trends Optimal Insights Team: Jim Glennon, Senior Vice President, Hedging & Trading Operations James Cahill, MSF/MSR Account Manager Alex Hebner, Hedge Account Manager Vimi Vasudeva, Managing Director, Hedging & Trading Operations Special Guest: Justin Roddel, Solutions Specialist Production Team: Executive Producer: Sara Holtz Producer: Matt Gilhooly & Alex Kreuter Commentary included in the podcast shall not be construed as, nor is Optimal Blue providing, any legal, trading, hedging, or financial advice. ----- mortgage market, capital markets, non QM, non-qualified mortgage, mortgage rates, housing market, interest rates, Federal Reserve, unemployment data, labor market, mortgage origination, secondary market, mortgage backed securities, hedging strategies, MSR, loan pricing, fintech mort…

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## Transcript

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