# Jeremey Shiers on Mortgage Market Policy | Optimal Insights | Apr 28, 2026 Page: https://stenobird.com/podcast/optimal-insights-mortgage-data-capital-markets-insights-7025480/jeremey-shiers-on-mortgage-market-policy-optimal-insights-apr-28-2026 Text version: https://stenobird.com/podcast/optimal-insights-mortgage-data-capital-markets-insights-7025480/jeremey-shiers-on-mortgage-market-policy-optimal-insights-apr-28-2026.md Podcast: [Optimal Insights - Mortgage Data & Capital Markets Insights](https://stenobird.com/podcast/optimal-insights-mortgage-data-capital-markets-insights-7025480) Published: 2026-04-28T10:30:00+00:00 Episode link: https://optimal-insights.captivate.fm/episode/jeremey-shiers-on-mortgage-market-policy-optimal-insights-apr-28-2026 Audio file: https://episodes.captivate.fm/episode/47807ac3-6ef8-4fa2-9ef7-b1a1fa2f12a5.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/optimal-insights-mortgage-data-capital-markets-insights-7025480/episodes/jeremey-shiers-on-mortgage-market-policy-optimal-insights-apr-28-2026 Duration seconds: 3257 ## Resource Welcome to this week’s episode of Optimal Insights. In this episode, the team discusses the latest rate backdrop and upcoming economic catalysts, then turn to a housing policy deep dive with special guest Jeremey Shiers on executive orders, regulatory change timelines, and the Road to Housing Act, including the institutional investor ban debate. They share their expert opinions and insights into how these factors are shaping the industry and the broader economic landscape. Key Points: The speakers review the rate environment and preview key data and events, including the Fed meeting and upcoming inflation and labor releases. Jeremey Shiers explains what executive-order driven regulatory efforts can realistically change, why durability matters, and what timelines look like. The Road to Housing Act discussion highlights reconciliation challenges, modernization areas, and tradeoffs around restricting institutional investor participation. Chapters: 00:00 – Intro and rate snapshot 01:59 – Market update: Fed week, inflation, and key releases 18:48 – Special guest Jeremey Shiers joins: housing policy overview 20:06 – Executive orders: regulatory burden, priorities, and timelines 36:21 – Road to Housing Act and institutional investor ban debate 52:02 – Wrap-up and closing Optimal Insights Team: Jim Glennon, SVP, Hedging & Trading Operations James Cahill, MSF/MSR Account Manager Alex Hebner, Hedge Account Manager Special Guest: Jeremey Shiers, Executive Vice President, President of West Gate Bank Mortgage Production Team: Executive Producer: Sara Holtz Producer: Matt Gilhooly Commentary included in the podcast shall not be construed as, nor is Optimal Blue providing, any legal, trading, hedging, or financial advice. Mentioned in this episode: Optimal Blue Study - MarketWise… ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/optimal-insights-mortgage-data-capital-markets-insights-7025480/episodes/jeremey-shiers-on-mortgage-market-policy-optimal-insights-apr-28-2026/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/optimal-insights-mortgage-data-capital-markets-insights-7025480/jeremey-shiers-on-mortgage-market-policy-optimal-insights-apr-28-2026.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.