# 3609: How Much Should You Leave to Your Kids? by Darrow Kirkpatrick of Can I Retire Yet on Family Inheritance

Page: https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3609-how-much-should-you-leave-to-your-kids-by-darrow-kirkpatrick-of-can-i-retire-yet-on-family-inheritance
Text version: https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3609-how-much-should-you-leave-to-your-kids-by-darrow-kirkpatrick-of-can-i-retire-yet-on-family-inheritance.md
Podcast: [Optimal Finance Daily - Financial Independence and Money Advice](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660)
Published: 2026-06-27T07:00:00+00:00
Episode link: https://traffic.megaphone.fm/OLD3986500856.mp3
Audio file: https://traffic.megaphone.fm/OLD3986500856.mp3
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Duration seconds: 800

## Resource

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3609: Darrow Kirkpatrick explores the complex question of how much wealth parents should leave to their children, weighing the benefits of financial security against the risks of entitlement and diminished purpose. He argues that thoughtful legacy planning, open family communication, and strategic giving during life can create a healthier balance between supporting future generations and preserving meaningful, independent lives. Read along with the original article(s) here: https://www.caniretireyet.com/how-much-should-you-leave-to-your-kids/ Quotes to ponder: "23% of pre-retirees would ideally like to spend all of their savings and let their children fend for themselves. In contrast, a mere 9% say they want to save as much money as possible to pass on to the next generation." "Many people feel an obligation to preserve and pass on at least the principal they’ve inherited to future generations, rather than consuming it themselves." "The sense of entitlement that comes from unearned wealth can stunt growth, subvert meaning, and contribute to depression and destructive behavior." Episode references: The Giving Pledge: https://givingpledge.org MarketWatch: https://www.marketwatch.com Wealthfront’s high-yield Cash Account: ⁠⁠https://wealthfront.com/OFD⁠⁠ This experience may not be representative of other Wealthfront clients, and there is no guarantee of future performance or success. Experiences will vary. The Optimal Finance Daily Podcast, Diana Merriam (collectively "Media Partner") are not clients of Wealthfront. The Media Partner receives cash compensation from Wealthfront Brokerage for this paid endorsement placed…

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