# 3585: How to Save Money by Spending Money on Yourself (No, Really) by Charlie Johnson with Jackie Beck

Page: https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3585-how-to-save-money-by-spending-money-on-yourself-no-really-by-charlie-johnson-with-jackie-beck
Text version: https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3585-how-to-save-money-by-spending-money-on-yourself-no-really-by-charlie-johnson-with-jackie-beck.md
Podcast: [Optimal Finance Daily - Financial Independence and Money Advice](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660)
Published: 2026-06-06T07:00:00+00:00
Episode link: https://traffic.megaphone.fm/OLD4075967139.mp3
Audio file: https://traffic.megaphone.fm/OLD4075967139.mp3
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JSON: https://stenobird.com/v1/public/podcasts/optimal-finance-daily-financial-independence-and-money-advice-879660/episodes/3585-how-to-save-money-by-spending-money-on-yourself-no-really-by-charlie-johnson-with-jackie-beck
Duration seconds: 613

## Resource

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3585: Charlie Johnson shares a counterintuitive approach to saving money: spend intentionally on the few things that genuinely increase your happiness while cutting back aggressively on everything else. By identifying and prioritizing the expenses that matter most, he explains how this strategy helped him eliminate $25,000 in credit card debt while enjoying life more along the way. Read along with the original article(s) here: https://www.jackiebeck.com/how-to-save-money-by-spending-on-yourself-no-really/ Quotes to ponder: "I was spending tons of money on things I didn’t care about." "As long as I continued to spend money on the things that made me happy, I could enjoy life and save money." "The goal is to spend on the few things that matter the most to you and save your money on the many things that don’t." Episode references: Starbucks: https://www.starbucks.com Netflix: https://www.netflix.com The Pareto Principle (80/20 Rule): https://en.wikipedia.org/wiki/Pareto_principle Learn more about your ad choices. Visit megaphone.fm/adchoices

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