# 3566: [Part 2] The Price of Inattention by Michael Smith with Financial Finesse on Financial Awareness Page: https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3566-part-2-the-price-of-inattention-by-michael-smith-with-financial-finesse-on-financial-awareness Text version: https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3566-part-2-the-price-of-inattention-by-michael-smith-with-financial-finesse-on-financial-awareness.md Podcast: [Optimal Finance Daily - Financial Independence and Money Advice](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660) Published: 2026-05-20T07:00:00+00:00 Episode link: https://traffic.megaphone.fm/OLD6175681525.mp3?updated=1778525308 Audio file: https://traffic.megaphone.fm/OLD6175681525.mp3?updated=1778525308 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/optimal-finance-daily-financial-independence-and-money-advice-879660/episodes/3566-part-2-the-price-of-inattention-by-michael-smith-with-financial-finesse-on-financial-awareness Duration seconds: 514 ## Resource Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3566: Michael Smith shows how quickly unchecked credit fraud can unravel someone’s career opportunities, insurance costs, and peace of mind, and how persistence, organization, and vigilance helped rebuild both financial stability and confidence. Read along with the original article(s) here: https://www.financialfinesse.com/2015/01/02/the-price-of-inattenton/ Quotes to ponder: "She unwound a horrible situation, worked her way out of it by spending hours fixing it and documenting every conversation she had and she now feels invincible financially." "My take away from her case is that we must all be aware of what is going on in our financial life." "If we fail to pay attention, it’s possible for bad things to be happening beneath the surface." Episode references: Credit Karma: https://www.creditkarma.com Credit Sesame: https://www.creditsesame.com Annual Credit Report: https://www.annualcreditreport.com Learn more about your ad choices. Visit megaphone.fm/adchoices ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/optimal-finance-daily-financial-independence-and-money-advice-879660/episodes/3566-part-2-the-price-of-inattention-by-michael-smith-with-financial-finesse-on-financial-awareness/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3566-part-2-the-price-of-inattention-by-michael-smith-with-financial-finesse-on-financial-awareness.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.