# 3562: To Fund or Not to Fund Your Young Adult by Dr. Jack Stoltzfus of Parents Letting Go on Smart Financial Support Page: https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3562-to-fund-or-not-to-fund-your-young-adult-by-dr-jack-stoltzfus-of-parents-letting-go-on-smart-financial-support Text version: https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3562-to-fund-or-not-to-fund-your-young-adult-by-dr-jack-stoltzfus-of-parents-letting-go-on-smart-financial-support.md Podcast: [Optimal Finance Daily - Financial Independence and Money Advice](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660) Published: 2026-05-17T07:00:00+00:00 Episode link: https://traffic.megaphone.fm/OLD7525930000.mp3?updated=1778525294 Audio file: https://traffic.megaphone.fm/OLD7525930000.mp3?updated=1778525294 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/optimal-finance-daily-financial-independence-and-money-advice-879660/episodes/3562-to-fund-or-not-to-fund-your-young-adult-by-dr-jack-stoltzfus-of-parents-letting-go-on-smart-financial-support Duration seconds: 658 ## Resource Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3562: Dr. Jack Stoltzfus explores the difficult balance between supporting young adults financially and encouraging long-term independence. He offers practical guidance on when financial help can strengthen self-sufficiency, when it can create dependency, and how parents can provide support without undermining responsibility or healthy boundaries. Read along with the original article(s) here: https://parentslettinggo.com/to-fund-or-not-to-fund-your-young-adult/ Quotes to ponder: "It’s okay to say “no.”" "Just because you can fund doesn’t mean you should." "Most parents have had to struggle at times to make ends meet, and as a result, they are stronger and more confident about their ability to face financial crises." Episode references: Pew Research Center: https://www.pewresearch.org/social-trends/2020/09/04/a-majority-of-young-adults-in-the-u-s-live-with-their-parents-for-the-first-time-since-the-great-depression/ Learn more about your ad choices. Visit megaphone.fm/adchoices ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/optimal-finance-daily-financial-independence-and-money-advice-879660/episodes/3562-to-fund-or-not-to-fund-your-young-adult-by-dr-jack-stoltzfus-of-parents-letting-go-on-smart-financial-support/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3562-to-fund-or-not-to-fund-your-young-adult-by-dr-jack-stoltzfus-of-parents-letting-go-on-smart-financial-support.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.