# Optimal Finance Daily - Financial Independence and Money Advice

Page: https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660
Text version: https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660.md
RSS feed: https://feeds.megaphone.fm/OLD5541344269
Official site: https://oldpodcast.com
Author: Optimal Living Daily LLC
Episodes: 3647

## Resource

Optimal Finance Daily is the #1 narrated podcast for the FIRE movement (Financial Independence, Retire Early). We curate and read the internet's most influential blogs on stock market investing, passive income, debt repayment, and 401k strategies, transforming complex wisdom into actionable daily episodes. Hosted by Diania Merriam (founder of the EconoMe conference), this show is designed for growth-minded professionals seeking wealth management tips and money mindfulness. From budgeting and frugal living to index fund investing and tax strategies, Diania provides the tools to secure your financial freedom. Join thousands of listeners becoming "OLD friends" as we navigate retirement planning, savvy money management, and the path to a debt-free life. Your journey to an optimal life begins here.

## Machine-readable

JSON: https://stenobird.com/v1/public/podcasts/optimal-finance-daily-financial-independence-and-money-advice-879660
Markdown: https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660.md

## Episodes
- [3644: Which Part of the Money Wave Do You Surf By Mr. Money Mustache on Personal Finance](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3644-which-part-of-the-money-wave-do-you-surf-by-mr-money-mustache-on-personal-finance) — 2026-07-27T07:05:00+00:00
- [BONUS: A Farewell from Diania](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/bonus-a-farewell-from-diania) — 2026-07-27T07:00:00+00:00
- [3643: 5 Major Money Mistakes I've Made And How You Can Avoid Them by Andy Hill of Marriage Kids and Money](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3643-5-major-money-mistakes-i-ve-made-and-how-you-can-avoid-them-by-andy-hill-of-marriage-kids-and-money) — 2026-07-26T07:05:00+00:00
- [3642: What is Intention Setting and How to Live with Intention by Shirley of Daring Living on Intentional Living](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3642-what-is-intention-setting-and-how-to-live-with-intention-by-shirley-of-daring-living-on-intentional-living) — 2026-07-26T07:00:00+00:00
- [3641: 8 Tips to Save Money on Groceries by Amanda Brownlow of Hello Brownlow on Frugal Living](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3641-8-tips-to-save-money-on-groceries-by-amanda-brownlow-of-hello-brownlow-on-frugal-living) — 2026-07-25T07:00:00+00:00
- [3640: Motivation and Money by Honey Smith of Get Rich Slowly on Money Mindset](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3640-motivation-and-money-by-honey-smith-of-get-rich-slowly-on-money-mindset) — 2026-07-24T07:00:00+00:00
- [3639: [Part 2] The 6 Crucial Questions to Answer Before You Retire by Darrow Kirkpatrick of Can I Retire Yet](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3639-part-2-the-6-crucial-questions-to-answer-before-you-retire-by-darrow-kirkpatrick-of-can-i-retire-yet) — 2026-07-23T07:00:00+00:00
- [3638: [Part 1] The 6 Crucial Questions to Answer Before You Retire by Darrow Kirkpatrick of Can I Retire Yet](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3638-part-1-the-6-crucial-questions-to-answer-before-you-retire-by-darrow-kirkpatrick-of-can-i-retire-yet) — 2026-07-22T07:00:00+00:00
- [3637: What is a Penny Stock? by Jeff Rose of Good Financial Cents on Stock Market Education](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3637-what-is-a-penny-stock-by-jeff-rose-of-good-financial-cents-on-stock-market-education) — 2026-07-21T07:00:00+00:00
- [3636: What Is An Index Fund? by Andrew of Dollar After Dollar on Investing Basics](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3636-what-is-an-index-fund-by-andrew-of-dollar-after-dollar-on-investing-basics) — 2026-07-20T07:00:00+00:00
- [3635: Investing, Reduced to Its Core by Paula Pant of Afford Anything on Investment Strategy](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3635-investing-reduced-to-its-core-by-paula-pant-of-afford-anything-on-investment-strategy) — 2026-07-19T07:05:00+00:00
- [3634: We Shouldn't Discourage Our Kids From Trade School by Kalen Bruce of Freedom Sprout on Education Choices](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3634-we-shouldn-t-discourage-our-kids-from-trade-school-by-kalen-bruce-of-freedom-sprout-on-education-choices) — 2026-07-19T07:00:00+00:00
- [3633: Hidden 401K Fees No One Talks About by Logan Allec with Saving Joyfully on Retirement Investing](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3633-hidden-401k-fees-no-one-talks-about-by-logan-allec-with-saving-joyfully-on-retirement-investing) — 2026-07-18T07:00:00+00:00
- [3632: [Part 2] How We Saved Multi-Millions by Go Curry Cracker on Wealth Building](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3632-part-2-how-we-saved-multi-millions-by-go-curry-cracker-on-wealth-building) — 2026-07-17T07:00:00+00:00
- [3631: [Part 1] How We Saved Multi-Millions by Go Curry Cracker on Wealth Building](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3631-part-1-how-we-saved-multi-millions-by-go-curry-cracker-on-wealth-building) — 2026-07-16T07:00:00+00:00
- [3630: What’s Probably Missing From Your Financial Plan by Erik Carter of Financial Finesse on Financial Planning](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3630-what-s-probably-missing-from-your-financial-plan-by-erik-carter-of-financial-finesse-on-financial-planning) — 2026-07-15T07:00:00+00:00
- [3629: 6 Ways to Pay Off Debt When You Have No Money by Christina Browning of Our Rich Journey](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3629-6-ways-to-pay-off-debt-when-you-have-no-money-by-christina-browning-of-our-rich-journey) — 2026-07-14T07:00:00+00:00
- [3628: Budgeting Basics: Income vs. Expenses by Kumiko of The Budget Mom on Money Management](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3628-budgeting-basics-income-vs-expenses-by-kumiko-of-the-budget-mom-on-money-management) — 2026-07-13T07:00:00+00:00
- [3627: Alexa How Can I Get Rich by Fritz Gilbert of The Retirement Manifesto on Smart Money Habits](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3627-alexa-how-can-i-get-rich-by-fritz-gilbert-of-the-retirement-manifesto-on-smart-money-habits) — 2026-07-12T07:05:00+00:00
- [3626: 5 Health Tips for Entrepreneurs by Laure Carter on Healthy Habits](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3626-5-health-tips-for-entrepreneurs-by-laure-carter-on-healthy-habits) — 2026-07-12T07:00:00+00:00
- [3625: 6 Ways Being Cheap Can Cost You Money by Michelle Schroeder-Gardner of Making Sense of Cents](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3625-6-ways-being-cheap-can-cost-you-money-by-michelle-schroeder-gardner-of-making-sense-of-cents) — 2026-07-11T07:00:00+00:00
- [3624: How One Millenial Couple Saves 25000 Per Year by Jen Hayes on Saving Strategies](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3624-how-one-millenial-couple-saves-25000-per-year-by-jen-hayes-on-saving-strategies) — 2026-07-10T07:00:00+00:00
- [3623: [Part 2] Wealth Advice That Should Be Obvious by Mr. Money Mustache on Smart Money Habits](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3623-part-2-wealth-advice-that-should-be-obvious-by-mr-money-mustache-on-smart-money-habits) — 2026-07-09T07:00:00+00:00
- [3622: [Part 1] Wealth Advice That Should Be Obvious by Mr. Money Mustache on Smart Money Habits](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3622-part-1-wealth-advice-that-should-be-obvious-by-mr-money-mustache-on-smart-money-habits) — 2026-07-08T07:00:00+00:00
- [3621: How Do You Take a Vacation While Paying Off Debt? by Laurie Sepulveda with Women Who Money](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3621-how-do-you-take-a-vacation-while-paying-off-debt-by-laurie-sepulveda-with-women-who-money) — 2026-07-07T07:00:00+00:00
- [3620: 6 Habits of Above Average Retirement Savers by Craig Stephens of Retire Before Dad on Retirement Savings](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3620-6-habits-of-above-average-retirement-savers-by-craig-stephens-of-retire-before-dad-on-retirement-savings) — 2026-07-06T07:00:00+00:00
- [3619: What are Your Money Milestones by ESI on Financial Milestones](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3619-what-are-your-money-milestones-by-esi-on-financial-milestones) — 2026-07-05T07:05:00+00:00
- [3618: Finding Freedom and Fulfillment by Conquering Debt by Claire Wilde with Everthrive on Financial Independence](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3618-finding-freedom-and-fulfillment-by-conquering-debt-by-claire-wilde-with-everthrive-on-financial-independence) — 2026-07-05T07:00:00+00:00
- [3617: How We Paid Off $17,000+ in Student Loan Debt in Just 54 Days by Dave Cahill with Jackie Beck](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3617-how-we-paid-off-17-000-in-student-loan-debt-in-just-54-days-by-dave-cahill-with-jackie-beck) — 2026-07-04T07:00:00+00:00
- [3616: 5 Best Ways To Save Money On Your Automotive Expenses by Courtney Luke of Arrest Your Debt](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3616-5-best-ways-to-save-money-on-your-automotive-expenses-by-courtney-luke-of-arrest-your-debt) — 2026-07-03T07:00:00+00:00
- [3615: I Used To Be Afraid Of Money, But Things Have Changed by Liz Davidson of Frugalwoods on Personal Finance Growth](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3615-i-used-to-be-afraid-of-money-but-things-have-changed-by-liz-davidson-of-frugalwoods-on-personal-finance-growth) — 2026-07-02T07:00:00+00:00
- [3614: [Part 2] 5 Ways to Organize Your Life and Save Money by Emily Guy Birken of PT Money on Better Money Habits](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3614-part-2-5-ways-to-organize-your-life-and-save-money-by-emily-guy-birken-of-pt-money-on-better-money-habits) — 2026-07-01T07:00:00+00:00
- [3613: [Part 1] 5 Ways to Organize Your Life and Save Money by Emily Guy Birken of PT Money on Better Money Habits](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3613-part-1-5-ways-to-organize-your-life-and-save-money-by-emily-guy-birken-of-pt-money-on-better-money-habits) — 2026-06-30T07:00:00+00:00
- [3612: Simple Ways to Improve Your Debt Management Skills by Jeff Rose of Good Financial Cents on Debt Strategies](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3612-simple-ways-to-improve-your-debt-management-skills-by-jeff-rose-of-good-financial-cents-on-debt-strategies) — 2026-06-29T07:00:00+00:00
- [3611: Conscious Spending: It's About the Little Purchases and the Big Wins by Kalen Bruce of Freedom Sprout](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3611-conscious-spending-it-s-about-the-little-purchases-and-the-big-wins-by-kalen-bruce-of-freedom-sprout) — 2026-06-28T07:05:00+00:00
- [3610: Getting to the Root of Your Anger by Rosalyn Palmer on Understanding Emotions](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3610-getting-to-the-root-of-your-anger-by-rosalyn-palmer-on-understanding-emotions) — 2026-06-28T07:00:00+00:00
- [3609: How Much Should You Leave to Your Kids? by Darrow Kirkpatrick of Can I Retire Yet on Family Inheritance](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3609-how-much-should-you-leave-to-your-kids-by-darrow-kirkpatrick-of-can-i-retire-yet-on-family-inheritance) — 2026-06-27T07:00:00+00:00
- [3608: 5 Tips to Have a Successful No Spend Month by Amanda Brownlow of Hello Brownlow on Financial Discipline](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3608-5-tips-to-have-a-successful-no-spend-month-by-amanda-brownlow-of-hello-brownlow-on-financial-discipline) — 2026-06-26T07:00:00+00:00
- [3607: Breaking the Doom Spending Cycle by Sara Stanizai of Prospect Therapy on Financial Habits](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3607-breaking-the-doom-spending-cycle-by-sara-stanizai-of-prospect-therapy-on-financial-habits) — 2026-06-25T07:00:00+00:00
- [3606: 5 Myths That Encourage Excess Spending by Dori Cameron with Becoming Minimalist on Money Mindsets](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3606-5-myths-that-encourage-excess-spending-by-dori-cameron-with-becoming-minimalist-on-money-mindsets) — 2026-06-24T07:00:00+00:00
- [3605: What Do You Do After You Make A ZILLION Dollars? by James Altucher on Wealth and Purpose](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3605-what-do-you-do-after-you-make-a-zillion-dollars-by-james-altucher-on-wealth-and-purpose) — 2026-06-23T07:00:00+00:00
- [3604: How to Cheat On Your Taxes Legally by Richard Close with Get Rich Slowly on Tax Strategies](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3604-how-to-cheat-on-your-taxes-legally-by-richard-close-with-get-rich-slowly-on-tax-strategies) — 2026-06-22T07:00:00+00:00
- [3603: 5 Crucial Ways Dave Ramsey is Right About Money by Jen Hayes on Wealth Foundations](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3603-5-crucial-ways-dave-ramsey-is-right-about-money-by-jen-hayes-on-wealth-foundations) — 2026-06-21T07:05:00+00:00
- [3602: It Never Gets Easier by Ross Enamait of Ross Training on Personal Discipline](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3602-it-never-gets-easier-by-ross-enamait-of-ross-training-on-personal-discipline) — 2026-06-21T07:00:00+00:00
- [3601: [Part 2] The 7 Streams of Income to Get Rich by Nick Maggiulli on Financial Growth](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3601-part-2-the-7-streams-of-income-to-get-rich-by-nick-maggiulli-on-financial-growth) — 2026-06-20T07:00:00+00:00
- [3600: [Part 1] The 7 Streams of Income to Get Rich by Nick Maggiulli of Of Dollars and Data on Financial Growth](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3600-part-1-the-7-streams-of-income-to-get-rich-by-nick-maggiulli-of-of-dollars-and-data-on-financial-growth) — 2026-06-19T07:00:00+00:00
- [3599: 7 Mentally Strong Financial Traits by Andrew of Dollar After Dollar on Financial Discipline](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3599-7-mentally-strong-financial-traits-by-andrew-of-dollar-after-dollar-on-financial-discipline) — 2026-06-18T07:00:00+00:00
- [3598: Trading Financial Freedom for Mini-Retirement by Chris of Keep Thifty on Early Retirement Planning](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3598-trading-financial-freedom-for-mini-retirement-by-chris-of-keep-thifty-on-early-retirement-planning) — 2026-06-17T07:00:00+00:00
- [3597: How to Retire in Under Ten Years by Christina Browning of Our Rich Journey on Early Retirement](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3597-how-to-retire-in-under-ten-years-by-christina-browning-of-our-rich-journey-on-early-retirement) — 2026-06-16T07:00:00+00:00
- [3596: More Money Means More Responsibility by Jessica Jokisch with Christine Luken on Wealth Management](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3596-more-money-means-more-responsibility-by-jessica-jokisch-with-christine-luken-on-wealth-management) — 2026-06-15T07:00:00+00:00
- [3595: Financial Advice From the In-Flight Safety Handbook by Brad with BudgetsAreSexy on Financial Preparedness](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3595-financial-advice-from-the-in-flight-safety-handbook-by-brad-with-budgetsaresexy-on-financial-preparedness) — 2026-06-14T07:05:00+00:00
- [3594: The Building Mindset by Tynan on Personal Growth](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3594-the-building-mindset-by-tynan-on-personal-growth) — 2026-06-14T07:00:00+00:00
- [3593: 3 Debts You Should Eliminate Before Retirement by Kumiko of The Budget Mom on Retirement Debt Strategy](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3593-3-debts-you-should-eliminate-before-retirement-by-kumiko-of-the-budget-mom-on-retirement-debt-strategy) — 2026-06-13T07:00:00+00:00
- [3592: Why Keeping Up With The Joneses Will Make You Broke by Michelle Schroeder-Gardner of Making Sense of Cents](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3592-why-keeping-up-with-the-joneses-will-make-you-broke-by-michelle-schroeder-gardner-of-making-sense-of-cents) — 2026-06-12T07:00:00+00:00
- [3591: Reader Story: The Man Who Thought Early Retirement Sucked by Brandon Turner with Mr. Money Mustache](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3591-reader-story-the-man-who-thought-early-retirement-sucked-by-brandon-turner-with-mr-money-mustache) — 2026-06-11T07:00:00+00:00
- [3590: [Part 2] Rental Properties Pros and Cons by Andy Hill of Marriage, Kids and Money on Property Investment Planning](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3590-part-2-rental-properties-pros-and-cons-by-andy-hill-of-marriage-kids-and-money-on-property-investment-planning) — 2026-06-10T07:00:00+00:00
- [3589: [Part 1] Rental Properties Pros and Cons by Andy Hill of Marriage, Kids and Money on Property Investment Planning](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3589-part-1-rental-properties-pros-and-cons-by-andy-hill-of-marriage-kids-and-money-on-property-investment-planning) — 2026-06-09T07:00:00+00:00
- [3588: How To Buy Real Estate With A Self-Directed IRA by Courtney Luke of Arrest Your Debt on Real Estate Investing](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3588-how-to-buy-real-estate-with-a-self-directed-ira-by-courtney-luke-of-arrest-your-debt-on-real-estate-investing) — 2026-06-08T07:00:00+00:00
- [3587: The Creation Mindset - Accelerate Your Wealth Trajectory by Craig Stephens of Retire Before Dad](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3587-the-creation-mindset-accelerate-your-wealth-trajectory-by-craig-stephens-of-retire-before-dad) — 2026-06-07T07:05:00+00:00
- [3586: How to Encourage Entrepreneurial Spirit in Kids by Laurie Sepulveda of Women Who Money](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3586-how-to-encourage-entrepreneurial-spirit-in-kids-by-laurie-sepulveda-of-women-who-money) — 2026-06-07T07:00:00+00:00
- [3585: How to Save Money by Spending Money on Yourself (No, Really) by Charlie Johnson with Jackie Beck](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3585-how-to-save-money-by-spending-money-on-yourself-no-really-by-charlie-johnson-with-jackie-beck) — 2026-06-06T07:00:00+00:00
- [3584: Two Roads To Financial Independence by Jesse Cramer of Best Interest on Wealth Building Strategies](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3584-two-roads-to-financial-independence-by-jesse-cramer-of-best-interest-on-wealth-building-strategies) — 2026-06-05T07:00:00+00:00
- [3583: When is the Best Time to Start Investing? by Enero Febrero with Len Penzo on Investing Early](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3583-when-is-the-best-time-to-start-investing-by-enero-febrero-with-len-penzo-on-investing-early) — 2026-06-04T07:00:00+00:00
- [3582: Good Financial Habits You Learn from Being in Debt by Good Nelly with HelloBrownlow on Lessons From Debt](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3582-good-financial-habits-you-learn-from-being-in-debt-by-good-nelly-with-hellobrownlow-on-lessons-from-debt) — 2026-06-03T07:00:00+00:00
- [3581: The Diminishing Returns of More Hard Work by Dr. James Dahle with Physician on Fire on Burnout And Efficiency](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3581-the-diminishing-returns-of-more-hard-work-by-dr-james-dahle-with-physician-on-fire-on-burnout-and-efficiency) — 2026-06-02T07:00:00+00:00
- [3580: [Part 2] 7 Personal Finance Lessons I Wish Everyone Learned in High School by Jeff Rose of Good Financial Cents](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3580-part-2-7-personal-finance-lessons-i-wish-everyone-learned-in-high-school-by-jeff-rose-of-good-financial-cents) — 2026-06-01T07:00:00+00:00
- [3579: [Part 1] 7 Personal Finance Lessons I Wish Everyone Learned in High School by Jeff Rose of Good Financial Cents](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3579-part-1-7-personal-finance-lessons-i-wish-everyone-learned-in-high-school-by-jeff-rose-of-good-financial-cents) — 2026-05-31T07:05:00+00:00
- [3578: The Truth About Sun Exposure by Melani Schweder of A Brighter Wild on Benefits Of Sunlight](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3578-the-truth-about-sun-exposure-by-melani-schweder-of-a-brighter-wild-on-benefits-of-sunlight) — 2026-05-31T07:00:00+00:00
- [3577: How to Avoid Early Retirement Failure by Jillian Johnsrud on Smart Retirement Strategies](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3577-how-to-avoid-early-retirement-failure-by-jillian-johnsrud-on-smart-retirement-strategies) — 2026-05-30T07:00:00+00:00
- [3576: Trading Time For Money by J.D. Roth of Get Rich Slowly on Valuing Your Time](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3576-trading-time-for-money-by-j-d-roth-of-get-rich-slowly-on-valuing-your-time) — 2026-05-29T07:00:00+00:00
- [3575: 7 Ways to Become Awesome With Your Money by Andrew of Dollar After Dollar on Better Money Habits](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3575-7-ways-to-become-awesome-with-your-money-by-andrew-of-dollar-after-dollar-on-better-money-habits) — 2026-05-28T07:00:00+00:00
- [3574: [Part 2] How The Game of Life Teaches Personal Finance by ESI of ESI Money on Personal Finance Basics](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3574-part-2-how-the-game-of-life-teaches-personal-finance-by-esi-of-esi-money-on-personal-finance-basics) — 2026-05-27T07:00:00+00:00
- [3573: [Part 1] How The Game of Life Teaches Personal Finance by ESI of ESI Money on Personal Finance Basics](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3573-part-1-how-the-game-of-life-teaches-personal-finance-by-esi-of-esi-money-on-personal-finance-basics) — 2026-05-26T07:00:00+00:00
- [3572: The 4% Retirement Rule: Why You Can Plan but Not Predict by Chris Reining on Limits Of The 4% Rule](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3572-the-4-retirement-rule-why-you-can-plan-but-not-predict-by-chris-reining-on-limits-of-the-4-rule) — 2026-05-25T07:00:00+00:00
- [3571: Financial Reset - Setting New Financial Goals by Andrea Joy of Saving Joyfully on Setting Money Goals](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3571-financial-reset-setting-new-financial-goals-by-andrea-joy-of-saving-joyfully-on-setting-money-goals) — 2026-05-24T07:05:00+00:00
- [3570: Summer's Most Magical Moments Happen Around the Campfire by Jay and Heather Harrington of Life and Whim](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3570-summer-s-most-magical-moments-happen-around-the-campfire-by-jay-and-heather-harrington-of-life-and-whim) — 2026-05-24T07:00:00+00:00
- [3569: Money is Fungible by Jeremy Jacobson of Go Curry Cracker on Financial Perspective](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3569-money-is-fungible-by-jeremy-jacobson-of-go-curry-cracker-on-financial-perspective) — 2026-05-23T07:00:00+00:00
- [3568: 5 Ways to Solve Your Top Retirement Concern - Outliving Your Money by Kathleen Coxwell on Retirement Security](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3568-5-ways-to-solve-your-top-retirement-concern-outliving-your-money-by-kathleen-coxwell-on-retirement-security) — 2026-05-22T07:00:00+00:00
- [3567: Want to Retire Early? - Focus on This Rate by Christina Browning of Our Rich Journey on Early Retirement Strategy](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3567-want-to-retire-early-focus-on-this-rate-by-christina-browning-of-our-rich-journey-on-early-retirement-strategy) — 2026-05-21T07:00:00+00:00
- [3566: [Part 2] The Price of Inattention by Michael Smith with Financial Finesse on Financial Awareness](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3566-part-2-the-price-of-inattention-by-michael-smith-with-financial-finesse-on-financial-awareness) — 2026-05-20T07:00:00+00:00
- [3565: [Part 1] The Price of Inattention by Michael Smith with Financial Finesse on Financial Awareness](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3565-part-1-the-price-of-inattention-by-michael-smith-with-financial-finesse-on-financial-awareness) — 2026-05-19T07:00:00+00:00
- [3564: The 4% Rule and Why We're Not Relying on It by Kiersten Saunders of Rich and Regular on Flexible Retirement](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3564-the-4-rule-and-why-we-re-not-relying-on-it-by-kiersten-saunders-of-rich-and-regular-on-flexible-retirement) — 2026-05-18T07:00:00+00:00
- [3563: 4 Reasons You Should Cut (and Keep Cutting) Your Expenses by Robert Morris with Money Mini Blog](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3563-4-reasons-you-should-cut-and-keep-cutting-your-expenses-by-robert-morris-with-money-mini-blog) — 2026-05-17T07:05:00+00:00
- [3562: To Fund or Not to Fund Your Young Adult by Dr. Jack Stoltzfus of Parents Letting Go on Smart Financial Support](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3562-to-fund-or-not-to-fund-your-young-adult-by-dr-jack-stoltzfus-of-parents-letting-go-on-smart-financial-support) — 2026-05-17T07:00:00+00:00
- [3561: Can’t Stick to a Budget? Here’s the Solution by Jen Hayes on Money Habits](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3561-can-t-stick-to-a-budget-here-s-the-solution-by-jen-hayes-on-money-habits) — 2026-05-16T07:00:00+00:00
- [3560: How to Stop Worrying About Money by Jessica Jokisch with Christine Luken on Financial Peace Of Mind](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3560-how-to-stop-worrying-about-money-by-jessica-jokisch-with-christine-luken-on-financial-peace-of-mind) — 2026-05-15T07:00:00+00:00
- [3559: Are You in Debt? 6 Reasons You Need A Debt Management Plan by Courtney Luke of Arrest Your Debt](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3559-are-you-in-debt-6-reasons-you-need-a-debt-management-plan-by-courtney-luke-of-arrest-your-debt) — 2026-05-14T07:00:00+00:00
- [3558: Break the Paycheck-to-Paycheck Cycle and Start Saving by Vicki Cook and Amy Blacklock of Women Who Money](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3558-break-the-paycheck-to-paycheck-cycle-and-start-saving-by-vicki-cook-and-amy-blacklock-of-women-who-money) — 2026-05-13T07:00:00+00:00
- [3557: [Part 2] How to Complete Your Very First Spending Audit by Amanda Brownlow on Personal Finance Basics](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3557-part-2-how-to-complete-your-very-first-spending-audit-by-amanda-brownlow-on-personal-finance-basics) — 2026-05-12T07:00:00+00:00
- [3556: [Part 1] How to Complete Your Very First Spending Audit by Amanda Brownlow on Personal Finance Basics](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3556-part-1-how-to-complete-your-very-first-spending-audit-by-amanda-brownlow-on-personal-finance-basics) — 2026-05-11T07:00:00+00:00
- [3555: I Stopped Trying to be Perfect and My Budget Thanked Me for It by Kumiko of The Budget Mom](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3555-i-stopped-trying-to-be-perfect-and-my-budget-thanked-me-for-it-by-kumiko-of-the-budget-mom) — 2026-05-10T07:05:00+00:00
- [3554: Positive Self-Talk: How Talking to Yourself Is a Good Thing by Kimberly Holland with Healthline](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3554-positive-self-talk-how-talking-to-yourself-is-a-good-thing-by-kimberly-holland-with-healthline) — 2026-05-10T07:00:00+00:00
- [3553: Should You Do a Debt Consolidation Loan? by James Lambridis of DebtMD on Debt Payoff Strategy](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3553-should-you-do-a-debt-consolidation-loan-by-james-lambridis-of-debtmd-on-debt-payoff-strategy) — 2026-05-09T07:00:00+00:00
- [3552: What Are Balance Transfers? by Jackie Beck on Interest Reduction](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3552-what-are-balance-transfers-by-jackie-beck-on-interest-reduction) — 2026-05-08T07:00:00+00:00
- [3551: Should You Invest Your Emergency Fund? by Jesse Cramer of Best Interest on Calculating How Much to Save For an Emergency](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3551-should-you-invest-your-emergency-fund-by-jesse-cramer-of-best-interest-on-calculating-how-much-to-save-for-an-emergency) — 2026-05-07T07:00:00+00:00
- [3550: [Part 2] How I Measure Progress Toward Financial Independence by Craig Stephens of Retire Before Dad](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3550-part-2-how-i-measure-progress-toward-financial-independence-by-craig-stephens-of-retire-before-dad) — 2026-05-06T07:00:00+00:00
- [3549: [Part 1] How I Measure Progress Toward Financial Independence by Craig Stephens of Retire Before Dad](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3549-part-1-how-i-measure-progress-toward-financial-independence-by-craig-stephens-of-retire-before-dad) — 2026-05-05T07:00:00+00:00
- [3548: How To Enjoy Life Without Going Broke by Michelle Schroeder-Gardner of Making Sense of Cents](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3548-how-to-enjoy-life-without-going-broke-by-michelle-schroeder-gardner-of-making-sense-of-cents) — 2026-05-04T07:00:00+00:00
- [3547: Taking Advantage of Mr. Bear by JL Collins on Market Downturn Investing](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3547-taking-advantage-of-mr-bear-by-jl-collins-on-market-downturn-investing) — 2026-05-03T07:05:00+00:00
- [3546: The Pursuit Of Status: How To Avoid Chasing The Wrong Things by Louis Chew with No Sidebar](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3546-the-pursuit-of-status-how-to-avoid-chasing-the-wrong-things-by-louis-chew-with-no-sidebar) — 2026-05-03T07:00:00+00:00
- [3545: 4 Reasons You Should Rollover Your 401(k) Into an IRA by Jeff Rose of Good Financial Cents on Smarter Retirement Planning](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3545-4-reasons-you-should-rollover-your-401-k-into-an-ira-by-jeff-rose-of-good-financial-cents-on-smarter-retirement-planning) — 2026-05-02T07:00:00+00:00
- [3544: Understanding the Seven Habits of Wealth by Rob Berger with Get Rich Slowly on Building Wealth Mindset](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3544-understanding-the-seven-habits-of-wealth-by-rob-berger-with-get-rich-slowly-on-building-wealth-mindset) — 2026-05-01T07:00:00+00:00
- [3543: It’s The Small Changes That Make You Rich by Chris Reining on Consistent Financial Growth](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3543-it-s-the-small-changes-that-make-you-rich-by-chris-reining-on-consistent-financial-growth) — 2026-04-30T07:00:00+00:00
- [3542: How To Reach Financial Independence On A Low Income by Christina Browning of Our Rich Journey](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3542-how-to-reach-financial-independence-on-a-low-income-by-christina-browning-of-our-rich-journey) — 2026-04-29T07:00:00+00:00
- [3541: [Part 2] ABCs of Wealth by Vicki Robin with Rich and Resilient Living on Foundations of Wealth](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3541-part-2-abcs-of-wealth-by-vicki-robin-with-rich-and-resilient-living-on-foundations-of-wealth) — 2026-04-28T07:00:00+00:00
- [3540: [Part 1] ABCs of Wealth by Vicki Robin with Rich and Resilient Living on Foundations of Wealth](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3540-part-1-abcs-of-wealth-by-vicki-robin-with-rich-and-resilient-living-on-foundations-of-wealth) — 2026-04-27T07:00:00+00:00
- [3539: The Paradox of Money by Mr. 1500 with Budgets Are Sexy on Money and Priorities](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3539-the-paradox-of-money-by-mr-1500-with-budgets-are-sexy-on-money-and-priorities) — 2026-04-26T07:05:00+00:00
- [3538: Effectively Respond to Danger by Calming Your Daily Worries by Ingrid Y. Helander on Reducing Daily Anxiety](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3538-effectively-respond-to-danger-by-calming-your-daily-worries-by-ingrid-y-helander-on-reducing-daily-anxiety) — 2026-04-26T07:00:00+00:00
- [3537: Why the Small Things Matter by Andrew of Dollar After Dollar on Power of Small Things](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3537-why-the-small-things-matter-by-andrew-of-dollar-after-dollar-on-power-of-small-things) — 2026-04-25T07:00:00+00:00
- [3536: I Shouldn't Want to Be Liked So Much by James Altucher on Self Worth Over Approval](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3536-i-shouldn-t-want-to-be-liked-so-much-by-james-altucher-on-self-worth-over-approval) — 2026-04-24T07:00:00+00:00
- [3535: [Part 2] Multi-Generational Tax Minimization by Jeremy of Go Curry Cracker on Generational Tax Planning](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3535-part-2-multi-generational-tax-minimization-by-jeremy-of-go-curry-cracker-on-generational-tax-planning) — 2026-04-23T07:00:00+00:00
- [3534: [Part 1] Multi-Generational Tax Minimization by Jeremy of Go Curry Cracker on Generational Tax Planning](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3534-part-1-multi-generational-tax-minimization-by-jeremy-of-go-curry-cracker-on-generational-tax-planning) — 2026-04-22T07:00:00+00:00
- [3533: 7 Money-Saving Tips You Should Already Be Following by Melissa Lobo with MoneyMiniBlog on Practical Savings Habits](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3533-7-money-saving-tips-you-should-already-be-following-by-melissa-lobo-with-moneyminiblog-on-practical-savings-habits) — 2026-04-21T07:00:00+00:00
- [3532: Investment Options For the Soon-to-Be-Retired by Greg Ward with Financial Finesse on Smart Home Buying](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3532-investment-options-for-the-soon-to-be-retired-by-greg-ward-with-financial-finesse-on-smart-home-buying) — 2026-04-20T07:00:00+00:00
- [3531: Things to Consider Before Closing on Your Next House by Philip Taylor of PT Money on Smart Home Buying](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3531-things-to-consider-before-closing-on-your-next-house-by-philip-taylor-of-pt-money-on-smart-home-buying) — 2026-04-19T07:05:00+00:00
- [3530: Avoiding Fitness Information Overload by Rachel Trotta on Simplifying Fitness](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3530-avoiding-fitness-information-overload-by-rachel-trotta-on-simplifying-fitness) — 2026-04-19T07:00:00+00:00
- [3529: 5 Tips For Saving On Groceries And Staying On Budget by Courtney Luke of Arrest Your Debt on Smart Grocery Spending](https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3529-5-tips-for-saving-on-groceries-and-staying-on-budget-by-courtney-luke-of-arrest-your-debt-on-smart-grocery-spending) — 2026-04-18T07:00:00+00:00

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