# Named Storm Deductibles Shocking Homeowners

Page: https://stenobird.com/podcast/new-orleans-news-today-2-min-news-the-daily-news-now-7562541/named-storm-deductibles-shocking-homeowners
Text version: https://stenobird.com/podcast/new-orleans-news-today-2-min-news-the-daily-news-now-7562541/named-storm-deductibles-shocking-homeowners.md
Podcast: [New Orleans News Today | 2 Min News | The Daily News Now!](https://stenobird.com/podcast/new-orleans-news-today-2-min-news-the-daily-news-now-7562541)
Published: 2026-06-19T22:28:42+00:00
Episode link: https://api.fastcast.ai/audio/bbd1e574-a360-4005-b29a-b98780554554.mp3
Audio file: https://api.fastcast.ai/audio/bbd1e574-a360-4005-b29a-b98780554554.mp3
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Duration seconds: 111

## Resource

Southeast Louisiana homeowners are reeling after storms—only to discover their insurance claims come with a hidden twist: a named-storm deductible. Even if the storm isn’t a hurricane, just having a name means you pay a percentage of damage, not a flat fee, which can be devastating. Born after Katrina to keep insurers in the game, this rule kicks in anytime a storm is named—even up to 36 hours later—and your payment for one named storm counts toward future ones. For wind and flood damage, you might face two separate deductibles, while vehicles are covered under auto policies and exempt. Officials are also investigating water-splashing drivers and asking residents to submit photos to help identify them and push for lower rates. Support the show: Get a discount at https://solipillow.com/discount/dnn. Advertise on DNN: advertise@thednn.ai This is an automated, high-level news summary based on public reporting. Report issues to feedback@thednn.ai. View sources & latest updates: https://sources.thednn.ai/21981a5a35d8d0ae

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## Transcript

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