# 3 Simple Steps to Start Investing From Scratch | No Experience Needed Page: https://stenobird.com/podcast/networth-and-chill-with-your-rich-bff-6244706/3-simple-steps-to-start-investing-from-scratch-no-experience-needed Text version: https://stenobird.com/podcast/networth-and-chill-with-your-rich-bff-6244706/3-simple-steps-to-start-investing-from-scratch-no-experience-needed.md Podcast: [Networth and Chill with Your Rich BFF](https://stenobird.com/podcast/networth-and-chill-with-your-rich-bff-6244706) Published: 2026-06-17T04:01:00+00:00 Episode link: https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/mgln.ai/e/257/traffic.megaphone.fm/VMP9640084615.mp3?updated=1779384792 Audio file: https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/mgln.ai/e/257/traffic.megaphone.fm/VMP9640084615.mp3?updated=1779384792 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/networth-and-chill-with-your-rich-bff-6244706/episodes/3-simple-steps-to-start-investing-from-scratch-no-experience-needed Duration seconds: 2339 ## Resource Vivian is doing a much requested diving deep into the world of investing and breaking down exactly how you should be handling your money, whether you’ve got an arsenal of financial advisors or you’ve never bought a single stock. From choosing the right account to understanding ETFs, index funds, and robo-advisors, this episode is your step-by-step guide to building wealth through investing without getting overwhelmed by Wall Street jargon. In this episode, you'll learn: 1. How to start investing from scratch, including the difference between brokerage accounts, IRAs, Roth IRAs, 401(k)s, and other investment accounts… and how to choose the right one for your goals. 2. Why finding the "perfect" stock is the wrong goal, how diversified investments like ETFs and index funds can help reduce risk, and what to look for when evaluating investment options. 3.How to build a long-term investing strategy that works in real life, including managing market volatility, balancing investing with debt repayment, understanding fees, and overcoming the fear that keeps so many people from getting started. Follow the podcast on Instagram and TikTok! Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com Learn more about your ad choices. Visit podcastchoices.com/adchoices ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/networth-and-chill-with-your-rich-bff-6244706/episodes/3-simple-steps-to-start-investing-from-scratch-no-experience-needed/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/networth-and-chill-with-your-rich-bff-6244706/3-simple-steps-to-start-investing-from-scratch-no-experience-needed.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.