# Over $8K In ANNUAL FEES, Chase Pay Yourself Back Is Back & Wells Fargo's Huge New Transfer Win Page: https://stenobird.com/podcast/mtm-travel-the-fun-side-of-points-travel-251388/over-8k-in-annual-fees-chase-pay-yourself-back-is-back-wells-fargo-s-huge-new-transfer-win Text version: https://stenobird.com/podcast/mtm-travel-the-fun-side-of-points-travel-251388/over-8k-in-annual-fees-chase-pay-yourself-back-is-back-wells-fargo-s-huge-new-transfer-win.md Podcast: [MTM Travel - The Fun Side of Points & Travel!](https://stenobird.com/podcast/mtm-travel-the-fun-side-of-points-travel-251388) Published: 2026-04-16T22:08:54+00:00 Episode link: https://milestomemories.libsyn.com/over-8k-in-annual-fees-chase-pay-yourself-back-is-back-wells-fargos-huge-new-transfer-win Audio file: https://dts.podtrac.com/redirect.mp3/pscrb.fm/rss/p/traffic.libsyn.com/secure/milestomemories/MTM_Travel_Apr_16_26_audio.mp3?dest-id=1462559 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/mtm-travel-the-fun-side-of-points-travel-251388/episodes/over-8k-in-annual-fees-chase-pay-yourself-back-is-back-wells-fargo-s-huge-new-transfer-win Duration seconds: 1597 ## Resource Get $200 back after your first payment of $500 with Melio (affiliate) - https://milestomemories.com/go/melio/ Chase Pay Yourself Back hasn't gotten better, but the transfer options around it may have gotten worse, which suddenly makes it worth a fresh look. In this episode, Shawn and Mark also break down Wells Fargo's new Wyndham transfer partner, Mark's $8,120 annual fee strategy, Bilt Cash redemption issues, and JetBlue's refreshed premium card. In This Episode: Why Chase Pay Yourself Back may now compete with transfer partners How Wells Fargo's new 2:1 Wyndham transfer can create outsized value Why Mark still pays more than $8,000 a year in annual fees Bilt Cash Walgreens gift card problems and a possible workaround Whether JetBlue's premium card refresh finally makes the card compelling Episode Guide 0:00 Welcome to MTM Travel 0:52 Why Chase Pay Yourself Back matters again 6:41 Wells Fargo adds Wyndham at 2:1 10:16 Melio $200 cashback offer 11:15 Why Mark pays $8,120 in annual fees 19:23 Built Cash Walgreens redemption issues 22:01 JetBlue premium card refresh Links: Track your travel credit cards for free Patreon (bonus shows + Slack community) Newsletter Free Facebook group Watch on YouTube Apple Podcasts milestomemories.com Advertiser Disclosure: This site/channel is part of an affiliate sales network and receives compensation for sending traffic to partner sites. This compensation may impact how and where products appear on this site/channel (including, for example, the order in which they appear). This site does not include all financial companies or all available financial offers. ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/mtm-travel-the-fun-side-of-points-travel-251388/episodes/over-8k-in-annual-fees-chase-pay-yourself-back-is-back-wells-fargo-s-huge-new-transfer-win/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/mtm-travel-the-fun-side-of-points-travel-251388/over-8k-in-annual-fees-chase-pay-yourself-back-is-back-wells-fargo-s-huge-new-transfer-win.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.